518 School St, Bradford, OH 45308 Property Records

Darke County property record for 518 School St, Bradford, OH 45308

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,339 sqft · built 1927
Lot Size	0.344 acres (15,002 sqft)
Owner	Individual Name on Record
Last Sale	$37,000 (Aug 1989)
Tax Bill	$1,053 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit
APN	`A04-2-409-21-01-04-11400`

Property Details

APN / Parcel Number

Primary APN	`A04-2-409-21-01-04-11400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,339 sqft Living Area
1st Floor Area	1,890 sqft
Attic	Attic
Attic Area	394 sqft
Basement Area	124 sqft
Unfinished Basement	124 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	518 SCHOOL ST
City	BRADFORD
State	OH
Zip	45308-1030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NILL & MYERS ADDN WHOLE LOTS 155 & 156
Legal Subdivision	NILL & MYERS ADDN
Legal Lot Number	155-156
Jurisdiction	DARKE OH
Township / Civil Division	ADAMS
Census Block Group	3
Census Block	3011
Census Tract	540100

Owner

Source: Darke County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	518 SCHOOL ST, BRADFORD, OH 45308-1030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 1989 · Amount on Record
Deed Sale	Aug 1, 1989 · Amount on Record
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	518 SCHOOL ST, BRADFORD, OH 45308-1030
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	540/849
Date	Jul 27, 2020
Book Page	540/849
Instrument	202000004746

Lender

Name	THE COVINGTON SLA
Type	Bank
Address	COVINGTON, OH 45318

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Darke County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Darke County
County Subdivision	Adams Township
Municipality	Bradford Village
Unified School District	Bradford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,053.00 (-12.54%)	$32,180 (-) Land $3,730 Building $28,450	$91,950 (-) Land $10,660 Building $81,290
2023	$1,204.00	$32,180 Land $3,730 Building $28,450	$91,950 Land $10,660 Building $81,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD VILLAGE PWS serves 2,000 people · EPA ID OH1900212
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

Nearby Properties on School St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures