518 S Wheeling St, Oregon, OH 43616 Property Records

Lucas County property record for 518 S Wheeling St, Oregon, OH 43616

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,506 sqft · built 1957
Lot Size	0.119 acres (5,200 sqft)
Owner	Individual Name on File
Tax Bill	$2,750 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`44-60981`

Property Details

APN / Parcel Number

Primary APN	`44-60981`
Alternative APN	`24245004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,506 sqft Living Area
1st Floor Area	856 sqft
2nd Floor Area	650 sqft
Basement Area	856 sqft

Exterior

Year Built	Built 1957
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	5,200 sqft (0.119 acres)
Lot Dimensions	120 ft deep x 43 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	518 S WHEELING ST
City	OREGON
State	OH
Zip	43616-2741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	40-R2
Legal Description	EUCLID PARK LOT 52
Legal Subdivision	EUCLID PARK
Legal Lot Number	52
Jurisdiction	LUCAS OH
Township / Civil Division	OREGON
Census Block Group	2
Census Block	2014
Census Tract	10002

Owner

518 S Wheeling St is owned and occupied by an individual who acquired it in May 2020.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Mailing Address	518 S WHEELING ST, OREGON, OH 43616-2741
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUN FCU
Apr 15, 2024	Deed of Trust, Mortgage · Line of Credit SUN FCU
Mar 27, 2019	Deed of Trust, Mortgage · Line of Credit SUN FCU
Feb 27, 2018	Fiduciary Deed, Transfer · Conventional Mortgage SUN FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2020
Deed Sale	May 1, 2020
Prior Sale	May 21, 2009
Deed Document Number	20201982
Prior Transfer Date	Feb 27, 2018
Prior Transfer Doc	201802270007590
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	518 S WHEELING ST, OREGON, OH 43616-2741
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056612
Date	Oct 25, 2021
Instrument	202110250056612

Lender

Name	SUN FCU
Type	Credit Union
Address	MAUMEE, OH 43537

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2041

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	518 S WHEELING ST, OREGON, OH 43616-2741
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011395
Date	Apr 15, 2024
Instrument	20240415-0011395

Lender

Name	SUN FCU
Type	Credit Union
Address	1627 HOLLAND RD, MAUMEE, OH 43537

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 14, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	518 S WHEELING ST, OREGON, OH 43616-2741
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010814
Date	Mar 27, 2019
Instrument	201903270010814

Lender

Name	SUN FCU
Type	Credit Union
Address	MAUMEE, OH 43537

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 26, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LUCAS OH
Recording Date	Feb 27, 2018
Property Address	518 S WHEELING ST, OREGON, OH 43616-2741
Document Number	0000007590
Instrument Date	Jan 17, 2018
Instrument	201802270007590
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	CHICAGO TITLE BOX

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	518 S WHEELING ST, OREGON, OH 43616-2741

Mortgage

Document Number	0000007591
Date	Feb 27, 2018
Instrument	201802270007591

Lender

Name	SUN FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	145 Months
Due	Mar 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 518 S Wheeling St was $2,750, up 8.1% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Oregon City
Unified School District	Oregon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,750.00 (+8.14%)	$54,565 (-) Land $8,225 Building $46,340
2024	$2,543.00 (-5.64%)	$54,565 (+15.57%) Land $8,225 Building $46,340	$155,900 Land $23,500 Building $132,400
2023	$2,695.00 (-0.66%)	$47,215 (-) Land $7,000 Building $40,215
2022	$2,713.00 Homeowner's exemption	$47,215 Land $7,000 Building $40,215
2021			$134,900 Land $20,000 Building $114,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 518 S Wheeling St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Apr 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 518 S Wheeling St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 19,950 people · EPA ID OH4800911
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: Spectrum, T-Mobile.

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