Kane County property record for 518 S State St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,239 sqft · built 1893 |
| Lot Size | 0.208 acres (9,040 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,946 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-282-012 |
| Primary APN | 06-23-282-012 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 5 Stories |
| Building Area | 1,239 sqft Living Area |
| Gross Area | 2,132 sqft |
| Basement Area | 893 sqft |
| Year Built | Built 1893 |
|---|---|
| Effective Year Built | Effective 1893 |
| Construction Type | Frame |
| Lot Area | 9,040 sqft (0.208 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 518 S STATE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORGAN PARK ADDN LOT 4 BLOCK 1 |
| Legal Subdivision | MORGAN PARK ADDN |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 851600 |
518 S State St is owned and occupied by an individual who acquired it in October 2001.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 518 S STATE ST, ELGIN, IL 60123-7608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 10, 2001 |
| Transfer Doc | 0000107536 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 518 S State St was $4,946 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,946.00 Homeowner's exemption | $72,832 (+8.57%) Land $18,126 Building $54,706 | $218,583 (+8.57%) Land $54,400 Building $164,184 |
| 2024 | $67,083 Land $16,695 Building $50,388 | $201,330 Land $50,105 Building $151,224 | |
| 2022 | $4,271.00 (+4.84%) Homeowner's exemption | $55,261 (+6.96%) Land $13,753 Building $41,508 | $165,783 (+6.96%) Land $41,259 Building $124,524 |
| 2021 | $4,074.00 Homeowner's exemption | $51,665 Land $12,858 Building $38,807 | $154,995 Land $38,574 Building $116,421 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 518 S State St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 518 S State St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures