518 S N St, Lake Worth, FL 33460 Property Records

Palm Beach County property record for 518 S N St, Lake Worth, FL 33460

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 944 sqft · built 1946
Lot Size	0.155 acres (6,756 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Feb 2026)
Tax Bill	$4,686 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`38-43-44-27-01-002-0050`

Property Details

APN / Parcel Number

Primary APN	`38-43-44-27-01-002-0050`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	944 sqft Living Area
Gross Area	1,400 sqft
1st Floor Area	944 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,756 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	352 sqft
Carport	Carport
Carport Area	352 sqft
Patio Area	266 sqft
Storage Building	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	518 S N ST
City	LAKE WORTH
State	FL
Zip	33460-4645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	ADD 1 TO TOWN OF LAKE WORTH LT 5 BLK 2
Legal Range	43E
Legal Township	44S
Legal Section	27
Legal Subdivision	TO TOWN OF LAKE WORTH
Legal Block	2
Legal Lot Number	5
Jurisdiction	PALM BEACH FL
Township / Civil Division	LAKE WORTH
Census Block Group	2
Census Block	2035
Census Tract	5202

Owner

518 S N St is owned and occupied by two individuals who bought it in February 2026.

Source: Palm Beach County records, as of February 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	93 BURNS RD, DELTA, PA 17314-8849
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 2, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 15, 2019	Warranty Deed, Transfer MELLINGER TITLE SERVICES LLC, MELLINGER TITLE SVCS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2026 · Amount on File
Deed Sale	Feb 2, 2026 · Amount on File
Prior Sale	May 6, 2020 · Amount on File
Deed Document Number	202637907
Deed Book / Page	36288 / 959
Prior Transfer Date	Oct 4, 1995
Prior Transfer Doc	8950000120
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	518 S N ST, LAKE WORTH, FL 33460-4645
Transaction Type	Mortgage
Record Updated	Feb 17, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 S N ST, LAKE WORTH, FL 33460-4645

Mortgage

Document Number	0324931012
Date	May 18, 2021
Book Page	32493/1012
Instrument	20210228266

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Feb 2, 2026
Property Address	518 S N ST, LAKE WORTH, FL 33460-4645
Document Number	0362880959
Book / Page	36288 / 959
Map Reference	MB 5 PG 6
Instrument Date	Jan 28, 2026
Instrument	20260037907
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	518 S N ST, LAKE WORTH, FL 33460-4645

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 BURNS RD, DELTA, PA 17314-8849

Mortgage

Document Number	0036288961
Date	Feb 2, 2026
Instrument	36288/961

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jul 15, 2019
Property Address	518 S N ST, LAKE WORTH, FL 33460-4645
Document Number	0307491707
Book / Page	030749 / 001707
Instrument Date	Jul 12, 2019
Instrument	257829
Transaction Type	Transfer
Record Updated	Aug 1, 2019
Title Company	MELLINGER TITLE SERVICES LLC, MELLINGER TITLE SVCS LLC

Transaction

Amount	Amount on Record
Tax	$924.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	101 PLAZA REAL S #219 BOCA RATON FL 334324856, 219, BOCA RATON, FL 33432-4856
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 518 S N St was $4,686 with a homeowner's exemption, up 1.2% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Lake Worth Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,686.00 (+1.19%) Homeowner's exemption	$232,326	$301,500 Land $173,678 Building $127,822
2024	$4,631.00 (+3.95%)
2023	$4,455.00 (+2.13%) Homeowner's exemption	$219,202 (+3%)	$322,432 (-3.65%) Land $186,600 Building $135,832
2022	$4,362.00 Homeowner's exemption	$212,817	$334,661 Land $222,750 Building $111,911

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 518 S N St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	42 units insured incl. 11 condo units
Nearby Flood Claims	19 (1979–2017)
Claims Outside the SFHA	19 of 19
Most Recent Claim	Oct 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 518 S N St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE WORTH BEACH UTILITIES serves 48,000 people · EPA ID FL4500773
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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