518 S Main St, Waldron, MI 49288 Property Records

Hillsdale County property record for 518 S Main St, Waldron, MI 49288

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,200 sqft · built 1994
Lot Size	0.758 acres (33,018 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Nov 2025)
Tax Bill	$706 (2025)
Deeds & Mortgages	Apr 2014 Line of Credit Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-085-001-075`

Property Details

APN / Parcel Number

Primary APN	`17-085-001-075`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Lot Area	33,018 sqft (0.758 acres)
Lot Dimensions	165 ft deep x 200 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	518 S MAIN ST
City	WALDRON
State	MI
Zip	49288-9745
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	S 35 FT OF LOT 86 ALSO ALL OF LOTS 87 & 88 ALSO E1/2 ABND MECHANIC ST LY ADJ TO DESC LOTS ALSO N1/2 FRANKLIN ST LY S OF ABOVE
Legal Range	01W
Legal Township	09S
Legal Section	04
Legal Subdivision	SOUTH WRIGHT
Legal Lot Number	86,87
Jurisdiction	HILLSDALE MI
Township / Civil Division	WRIGHT
Census Block Group	4
Census Block	4008
Census Tract	51100

Owner

518 S Main St, a mobile home, is owned by an individual who bought it in November 2025.

Source: Hillsdale County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	435 VILLAGE GREEN BLVD, HILLSDALE, MI 49242-5049
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2014	Deed of Trust, Mortgage · Line of Credit HILLSDALE COUNTY NATIONAL BANK
Nov 4, 2025	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2025 · Amount on File
Deed Sale	Nov 4, 2025 · Amount on File
Prior Sale	Apr 1, 1994
Deed Document Number	2025618477
Deed Book / Page	1907 / 586
Record Updated	Oct 29, 2026

April 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	518 S MAIN ST, WALDRON, MI 49288-9745
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01561/0252
Date	Apr 29, 2014
Book Page	1561/0252

Lender

Name	HILLSDALE COUNTY NATIONAL BANK
Type	Bank
Address	HILLSDALE, MI 49242

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 10, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Nov 4, 2025
Property Address	518 S MAIN ST, WALDRON, MI 49288-9745
Document Number	001907/586
Book / Page	1907 / 586
Map Reference	LB 1 PG 13
Instrument Date	Oct 23, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7520 S PERRIN RD, OSSEO, MI 49266-9558

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 VILLAGE GREEN BLVD, HILLSDALE, MI 49242-5049

Mortgage

Document Number	0001907589
Date	Nov 4, 2025
Instrument	1907/589

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Mortgage

Document Number	001907/605
Date	Nov 4, 2025
Book Page	1907/605

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 518 S Main St was $706.

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Wright Township
Municipality	Waldron Village
Unified School District	Waldron Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,800 (-2.07%)	$141,615 (-2.06%) Land $6,270 Building $135,345
2025	$706.00	$72,300	$144,601 Land $5,195 Building $139,406
2023		$50,016 Land $1,344 Building $48,672	$100,031 Land $2,687 Building $97,344

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 518 S Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 518 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDRON serves 538 people · EPA ID MI0006850
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Waldron Telephone Company DSL · Fiber in parts of the area	100 / 20
MetaLINK Technologies Fixed Wireless	25 / 5

May also be available: DMCI Broadband, Mercury Fiber, Verizon.

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