518 S Main St, De Soto, MO 63020 Property Records

Jefferson County property record for 518 S Main St, De Soto, MO 63020

Property Summary

Property Type	Service Station & Convenience Store
Details	1 ba · 2,400 sqft · built 1987
Lot Size	0.28 acres (12,197 sqft)
Owner	Company Name on Record
Last Sale	$612,500 (Sep 2007)
Tax Bill	$6,146 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Nov 2022 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`241.202.23030013`

Property Details

APN / Parcel Number

Primary APN	`241.202.23030013`

Interior

Full Baths	1 Bath
Building Area	2,400 sqft Gross Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	125 ft deep x 97 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	518 S MAIN ST
City	DE SOTO
State	MO
Zip	63020-2204
Property Category	Commercial
Property Type	Commercial > Retail > Service Station & Convenience Store
Local Zoning Code	CT1
Legal Description	RAILROAD ADD LOTS 1 2 3 & PT LOT 4 BLOCK 4
Legal Subdivision	RAILROAD ADD
Legal Block	4
Legal Lot Number	1,4
Jurisdiction	JEFFERSON MO
Township / Civil Division	VALLE
Census Block Group	4
Census Block	4065
Census Tract	701200

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 282, DE SOTO, MO 63020-0282
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA
Nov 7, 2022	Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2007 · Amount on Record
Deed Sale	Sep 18, 2007 · Amount on Record
Deed Document Number	200742696
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	518 S MAIN ST, DE SOTO, MO 63020-2204
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023627
Date	Sep 20, 2023
Instrument	2023R-023627

Lender

Name	PNC BANK NA
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	518 S MAIN ST, DE SOTO, MO 63020-2204
Transaction Type	Mortgage
Record Updated	Nov 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035918
Date	Nov 7, 2022
Instrument	2022R-035918

Lender

Name	PNC BANK NA
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	De Soto City
Unified School District	De Soto 73 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,700 (-) Land $11,700 Building $82,000	$292,800 (-) Land $36,600 Building $256,200
2025	$6,146.00 (+20.09%)	$93,700 (+21.53%) Land $11,700 Building $82,000
2024			$292,800 (+21.54%) Land $36,600 Building $256,200
2023	$5,118.00	$77,100 Land $11,700 Building $65,400	$240,900 Land $36,600 Building $204,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1994–2003)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESOTO PWS serves 6,400 people · EPA ID MO6010213
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

Nearby Properties on S Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures