Rutherford County property record for 518 Ruby Oaks Ln, Murfreesboro, TN 37128 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,917 sqft · built 2017 |
| Lot Size | 0.212 acres (9,238 sqft) |
| Owner | Individual Name on File |
| Last Sale | $399,900 (Jul 2020) |
| Tax Bill | $2,495 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 094K-A-008.00-000 |
| Primary APN | 094K-A-008.00-000 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 12 Plumbing Fixtures |
|---|---|
| Building Area | 2,917 sqft Living Area |
| 1st Floor Area | 1,974 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Aluminum |
| Lot Area | 9,238 sqft (0.212 acres) |
| Lot Dimensions | 151 ft deep x 61.1 ft wide |
| Garage Type | Attached |
| Garage Area | 495 sqft |
| Porch | Slab |
| Porch Area | 174 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|
| Account Number | R0114012 |
|---|---|
| Street Address | 518 RUBY OAKS LN |
| City | MURFREESBORO |
| State | TN |
| Zip | 37128-0641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | NATURE WALK SEC 1 PH 1 AMENDED |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1079 |
| Census Tract | 40808 |
Source: Rutherford County records · APN 094K-A-008.00-000
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 518 RUBY OAKS LN, MURFREESBORO, TN 37128-0641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2022 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Feb 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK |
| Oct 17, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI LEGACY MUTUAL MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 16, 2020 · Amount on Record |
| Deed Sale | Jul 16, 2020 · Amount on Record |
| Prior Sale | Oct 17, 2017 · Amount on Record |
| Deed Document Number | 20202288738 |
| Deed Book / Page | 1931 / 2379 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 518 RUBY OAKS LN, MURFREESBORO, TN 37128-0641 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 518 RUBY OAKS LN, MURFREESBORO, TN 37128-0641 |
| Document Number | 0022651289 |
|---|---|
| Date | Jul 21, 2022 |
| Book Page | 2265/1289 |
| Instrument | 2453950 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | MURFREESBORO, TN 37128 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | May 20, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 518 RUBY OAKS LN, MURFREESBORO, TN 37128-0641 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0022063383 |
|---|---|
| Date | Feb 11, 2022 |
| Book Page | 2206/3383 |
| Instrument | 2423222 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Oct 17, 2017 |
| Property Address | 518 RUBY OAKS LN, MURFREESBORO, TN 37128-0641 |
| Document Number | RB16173147 |
| Book / Page | 001617 / 003147 |
| Instrument Date | Oct 16, 2017 |
| Instrument | 2112057 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 29, 2018 |
| Title Company | LAWYERS LAND AND TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,291.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 518 RUBY OAKS LN MURFREESBORO TN 371280641, MURFREESBORO, TN 37128-0641 |
| Document Number | RB16173150 |
|---|---|
| Date | Oct 17, 2017 |
| Book Page | 001617/003150 |
| Instrument | 2112058 |
| Name | LEGACY MUTUAL MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78231 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2047 |
Source: Rutherford County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Unified School District | Rutherford County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $164,400 (+40.27%) Land $32,500 Building $131,900 | $657,600 (+40.27%) Land $130,000 Building $527,600 | |
| 2025 | $2,495.00 (+13.46%) | $117,200 (-) Land $15,000 Building $102,200 | |
| 2023 | $2,199.00 | $117,200 Land $15,000 Building $102,200 | $468,800 (-11.88%) Land $60,000 Building $408,800 |
| 2022 | $532,000 Land $60,000 Building $472,000 |
Source: FEMA National Flood Hazard Layer, Rutherford County (47149C), updated January 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 28% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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