518 Reef Ct, Pleasant Lake, MI 49272 Property Records

Jackson County property record for 518 Reef Ct, Pleasant Lake, MI 49272

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,738 sqft · built 2004
Lot Size0.91 acres (39,640 sqft)
OwnerIndividual Name on Record
Last Sale$250,000 (Oct 2017)
Tax Bill$2,262 (2025)
Deeds & MortgagesSep 2021 Mortgage
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN075-04-17-370-005-00

Property Details

APN / Parcel Number

Primary APN075-04-17-370-005-00

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,738 sqft Living Area
1st Floor Area1,140 sqft
Basement Area1,140 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area39,640 sqft (0.91 acres)
Lot Dimensions207 ft deep x 80 ft wide
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address518 REEF CT
CityPLEASANT LAKE
StateMI
Zip49272-9804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES DIS
Legal DescriptionLOT 5 PLEASANT BAY ESTATES EAST
Legal SubdivisionPLEASANT BAY ESTATES
Legal Lot Number5
JurisdictionJACKSON MI
Township / Civil DivisionHENRIETTA
Census Block Group1
Census Block1024
Census Tract6702

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address518 REEF CT, PLEASANT LAKE, MI 49272-9804
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Apr 11, 2020Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LOANS INC QUICKEN LOANS INC
Oct 6, 2017Warranty Deed, Transfer
OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2017 · Amount on Record
Deed SaleOct 6, 2017 · Amount on Record
Prior SaleJun 23, 2004 · Amount on Record
Deed Document Number20172779894
Deed Book / Page2108 / 309
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MI
Property Address518 REEF CT, PLEASANT LAKE, MI 49272-9804
Transaction TypeMortgage
Record UpdatedNov 18, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address518 REEF CT, PLEASANT LAKE, MI 49272-9804

Mortgage

Document Number0002893228
DateSep 3, 2021
Book Page2195/538
Instrument2893228
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term345 Months
DueJun 1, 2050

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MI
Property Address518 REEF CT, PLEASANT LAKE, MI 49272-9804
Document Number0002848818
Instrument DateApr 11, 2020
Transaction TypeMortgage
Record UpdatedMay 11, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address518 REEF CT PLEASANT LAKE MI 492729804, PLEASANT LAKE, MI 49272-9804

Mortgage

Document Number0002848818
DateApr 21, 2020
Book Page002161/000329
Instrument2848818
Lender
NameQUICKEN LOANS INC QUICKEN LOANS INC
TypeBank
Agreement
TypeConventional with PMI
AmountAmount Recorded

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MI
Recording DateOct 6, 2017
Property Address518 REEF CT, PLEASANT LAKE, MI 49272-9804
Document Number0002779897
Book / Page002108 / 000309
Instrument DateOct 2, 2017
Instrument2779897
Transaction TypeTransfer
Record UpdatedAug 25, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address518 REEF CT

Mortgage

Document Number2779898
DateOct 6, 2017
Book Page002108/000310
Instrument2779898
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeFunding / Finance Company
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyJackson County
County SubdivisionHenrietta Township
Unified School DistrictNorthwest School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$180,900 (+14.86%) Land $180,900$361,800 (+14.86%) Land $361,800
2025$2,262.00 (-44.29%)$157,500 (+12.98%) Land $157,500$315,000 (+12.98%) Land $315,000
2024$4,060.00 (+11.6%)
2023$139,400 Land $139,400$278,800 Land $278,800
2022$3,638.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Xfinity.

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