518 Rain Cloud Dr, Baytown, TX 77523 Property Records

Chambers County property record for 518 Rain Cloud Dr, Baytown, TX 77523

Property Summary

Property Type	Single Family Home
Details	1,767 sqft
Lot Size	0.187 acres (8,159 sqft)
Owner	Individual Name on File
Last Sale	$324,520 (Feb 2025)
Tax Bill	$4,718 (2026)
Deeds & Mortgages	Feb 2025 Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47640-00306-00300-001500`

Property Details

APN / Parcel Number

Primary APN	`47640-00306-00300-001500`
Alternative APN	`63288`

Interior

Building Area	1,767 sqft Living Area
1st Floor Area	1,767 sqft

Exterior

Effective Year Built	Effective 2022
Lot Area	8,159 sqft (0.187 acres)
Garage Area	382 sqft

Location & Zoning

Account Number	63288
Street Address	518 RAIN CLOUD DR
City	BAYTOWN
State	TX
Zip	77523-2240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 15 BLK 3 RAIN TREE SECTION 1
Legal Subdivision	RAIN TREE
Legal Block	3
Legal Lot Number	15
Jurisdiction	CHAMBERS TX
Township / Civil Division	MONT BELVIEU
Census Block Group	3
Census Block	3047
Census Tract	710202

Owner

518 Rain Cloud Dr is owned and occupied by an individual who bought it in February 2025.

Source: Chambers County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	518 RAIN CLOUD DR, BAYTOWN, TX 77523-2240
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2025	Vendor's Lien, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Jan 28, 2022	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2025 · Amount on File
Deed Sale	Feb 12, 2025 · Amount on File
Prior Sale	Jan 28, 2022 · Amount on File
Deed Document Number	2025211037
Record Updated	Oct 29, 2026

February 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CHAMBERS TX
Recording Date	Feb 12, 2025
Property Address	518 RAIN CLOUD DR, BAYTOWN, TX 77523-2240
Document Number	0000211037
Map Reference	FILE 2020159583
Instrument Date	Feb 11, 2025
Instrument	2025-211037
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	I518 RAIN CLOUD DR, BAYTOWN, TX 77523

Mortgage

Document Number	0000211038
Date	Feb 12, 2025
Instrument	2025-211038

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

January 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	CHAMBERS TX
Recording Date	Jan 28, 2022
Property Address	518 RAIN CLOUD DR, BAYTOWN, TX 77523-2240
Document Number	0000177791
Instrument Date	Jan 27, 2022
Instrument	2022-177791
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 26, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 LLOYD LN # RAIN, RAIN, BAYTOWN, TX 77521-4200

Mortgage

Document Number	0000177792
Date	Jan 28, 2022
Instrument	2022-177792

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 518 Rain Cloud Dr was $4,718 with a homeowner's exemption.

Source: Chambers County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Chambers County
Unified School District	Barbers Hill Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,718.00 Homeowner's exemption	$302,310 (-) Land $60,500 Building $241,810	$302,310 (-) Land $60,500 Building $241,810
2025		$302,310 Land $60,500 Building $241,810	$302,310 Land $60,500 Building $241,810
2023	$1,090.00 Homeowner's exemption	$298,840 Land $60,500 Building $238,340	$298,840 Land $60,500 Building $238,340
2021	$166.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 518 Rain Cloud Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 1, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Nearby Flood Policies	296 in force
Nearby Flood Claims	11 (2008–2024)
Claims Outside the SFHA	9 of 11
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 2 claims Hurricane Harvey, Aug 2017 · 6 claims Hurricane Ike, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 518 Rain Cloud Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAY UTILITY SERVICE private · serves 8,004 people · EPA ID TX0360005
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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