518 Okuma Dr, Chester, VA 23836 Property Records

Chesterfield County property record for 518 Okuma Dr, Chester, VA 23836

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,400 sqft · built 2003
Lot Size	0.769 acres (33,498 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Apr 2017)
Tax Bill	$3,427 (2026)
Deeds & Mortgages	Apr 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`817-65-03-64-700-000`

Property Details

APN / Parcel Number

Primary APN	`817-65-03-64-700-000`
Alternative APNs	`118130500000008` `387651001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,400 sqft Finished Area
Basement Area	960 sqft
Finished Basement	480 sqft
Unfinished Basement	480 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	33,498 sqft (0.769 acres)

Exterior Amenities

Porch	Slab
Porch Area	45 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	387651001
Street Address	518 OKUMA DR
City	CHESTER
State	VA
Zip	23836-5719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	CAMERON HILLS LOT 8 SEC E
Legal Subdivision	CAMERON HILLS
Legal Lot Number	8
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	BERMUDA
Census Block Group	3
Census Block	3007
Census Tract	100509

Owner

518 Okuma Dr is owned and occupied by an individual who bought it in April 2017.

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	518 OKUMA DR, CHESTER, VA 23836-5719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2017 · Amount on File
Deed Sale	Apr 28, 2017 · Amount on File
Prior Sale	Jun 25, 2007 · Amount on File
Deed Document Number	201716643
Deed Book / Page	11605 / 40
Record Updated	Oct 29, 2026

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Apr 28, 2017
Property Address	518 OKUMA DR, CHESTER, VA 23836-5719
Document Number	1160541
Book / Page	011605 / 000041
Instrument Date	Apr 18, 2017
Instrument	16643
Transaction Type	Transfer
Record Updated	May 4, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 OKUMA DR CHESTER VA 238365719, CHESTER, VA 23836-5719

Mortgage

Document Number	1160545
Date	Apr 28, 2017
Book Page	011605/000045
Instrument	16644

Lender

Name	PRESIDENTIAL BK
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2047

Interest

Rate	3.87%

Tax Assessment & Valuation

The 2026 property tax bill for 518 Okuma Dr was $3,427.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,427.00	$382,300 (+1.03%) Land $69,000 Building $313,300	$382,300 (+1.03%) Land $69,000 Building $313,300
2025		$378,400 Land $67,000 Building $311,400	$378,400 Land $67,000 Building $311,400
2023	$2,874.00	$313,100 Land $61,000 Building $252,100	$313,100 Land $61,000 Building $252,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 518 Okuma Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 518 Okuma Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20