518 Oak St, Copiague, NY 11726 Property Records

Suffolk County and Babylon Town property record for 518 Oak St, Copiague, NY 11726

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,156 sqft
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (May 2021)
Tax Bill	$8,920 (2024)
Deeds & Mortgages	Jun 2021 Mortgage May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`472089 197.-3-6`

Property Details

APN / Parcel Number

Primary APN	`472089 197.-3-6`
Alternative APNs	`0100-197.00-03.00-006.000` `208919700000030060000000` `472000589220` `20222716910` `20232716910` `20252716910`

Interior

Full Baths	1 Bath
Building Area	1,156 sqft Building Perimeter

Exterior

Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	168 ft deep x 50 ft wide

Location & Zoning

Account Number	20252716910
Street Address	518 OAK ST
City	COPIAGUE
State	NY
Zip	11726-3218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	N OAK ST E GEORGETTE S STARK W BECKE
Legal Block	3
Legal Lot Number	6
Jurisdiction	SUFFOLK NY
Township / Civil Division	BABYLON
Census Block Group	2
Census Block	2001
Census Tract	123704

Owner

Source: Suffolk County and Babylon Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	518 OAK ST, COPIAGUE, NY 11726-3218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
May 26, 2021	Deed, Subdivision Related Transfer
Feb 25, 2020	Grant Deed, Transfer · Conventional with PMI LOAN FUNDER LLC SERIES 10562

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2021 · Amount on Record
Deed Sale	May 26, 2021 · Amount on Record
Prior Sale	Feb 25, 2020 · Amount on Record
Deed Book / Page	13106 / 183
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	518 OAK ST, COPIAGUE, NY 11726-3218
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0232900039
Date	Jun 18, 2021
Book Page	23290/39
Instrument	DM018332

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	May 26, 2021
Property Address	518 OAK ST, COPIAGUE, NY 11726-3218
Document Number	0131060183
Book / Page	13106 / 183
Instrument Date	Apr 16, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14418 120TH AVE, JAMAICA, NY 11436-1503

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Feb 25, 2020
Property Address	518 OAK ST, COPIAGUE, NY 11726-3218
Document Number	0130490253
Book / Page	013049 / 000253
Instrument Date	Dec 18, 2019
Transaction Type	Transfer
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8 3RD AVE CENTRAL ISLIP NY 117223008, CENTRAL ISLIP, NY 11722-3008

Mortgage

Document Number	231080821
Date	Feb 25, 2020
Book Page	023108/000821

Lender

Name	LOAN FUNDER LLC SERIES 10562
Address	645 MADISON AVE # 19, NEW YORK, NY 10022-1010

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Suffolk County and Babylon Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Babylon Town
Unified School District	Copiague Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,500 (-) Land $590 Building $1,910	$423,729 (+11,253.94%) Land $100,000 Building $323,729
2024	$8,920.00		$3,732 (-1.48%) Land $881 Building $2,851
2023		$2,500 Land $590 Building $1,910	$3,788 Land $894 Building $2,894

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures