518 Oak Dr, Capitola, CA 95010 Property Records

Santa Cruz County property record for 518 Oak Dr, Capitola, CA 95010

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,217 sqft · built 1965
Lot Size0.093 acres (4,051 sqft)
Owner2 Company Names on Record
Last Sale$1,600,000 (Jul 2026)
Tax Bill$15,899 (2025)
Deeds & MortgagesJul 2026 Sale
Oct 2018 Transfer
Flood ZoneZone X (minimal risk)
APN035-093-33

Property Details

APN / Parcel Number

Primary APN035-093-33
Alternative APN
  • 035-093-33-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Building Area1,217 sqft Living Area
Gross Area1,503 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1990
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area4,051 sqft (0.093 acres)
Garage TypeAttached
Garage Area286 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address518 OAK DR
CityCAPITOLA
StateCA
Zip95010-2720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionNORTH CAPITOLA
Legal Block2
Legal Lot Number12
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2010
Census Tract121802

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address144 FAIRVIEW PL, SANTA CRUZ, CA 95062-3829
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2026Grant Deed, Transfer
CHICAGO TITLE W, CHICAGO TITLE
Oct 18, 2018Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 9, 2026 · Amount on Record
Deed SaleJul 9, 2026 · Amount on Record
Deed Document Number202615510
Prior Transfer DateNov 4, 2024
Prior Transfer Doc0000021974
Record UpdatedSep 20, 2026

July 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJul 9, 2026
Property Address518 OAK DR, CAPITOLA, CA 95010-2720
Document Number0000015510
Instrument DateJul 7, 2026
Instrument202615510
Transaction TypeTransfer
Record UpdatedJul 27, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transaction

AmountAmount Recorded
Tax$177,760.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address144 FAIRVIEW PL, SANTA CRUZ, CA 95062-3829

October 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSANTA CRUZ CA
Recording DateOct 18, 2018
Property Address518 OAK DR, CAPITOLA, CA 95010-2720
Document Number0000031581
Instrument DateOct 10, 2018
Instrument31581
Transaction TypeTransfer
Record UpdatedNov 29, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address15788 IZORAH WAY LOS GATOS CA 950323313, LOS GATOS, CA 95032-3313

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,300,500 (+2%) Land $1,071,000 Building $229,500
2025$15,899.00 (+339.2%)$1,275,000 (+467.85%) Land $1,050,000 Building $225,000
2023$3,620.00 (+2.14%)$224,533 Land $136,672 Building $87,861$1,089,090
2022$3,544.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimMar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Surfnet Communications
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Cruzio, GeoLinks, Xfinity.

Nearby Properties on Oak Dr

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