518 NW 21st St, Pendleton, OR 97801 Property Records

Umatilla County property record for 518 NW 21st St, Pendleton, OR 97801

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,658 sqft · built 1979
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on Record
Last Sale$247,000 (Jul 2020)
Tax Bill$3,560 (2024)
Deeds & MortgagesDec 2016 Mortgage
Jan 2023 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN2N3204DD02200

Property Details

APN / Parcel Number

Primary APN2N3204DD02200
Alternative APNs
  • 106497.00
  • 106497

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,658 sqft Finished Area
1st Floor Area1,130 sqft
Basement Area1,056 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1997
Exterior MaterialVinyl
Roof MaterialWood Shingle
Lot Area7,500 sqft (0.172 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Deck Area29 sqft
Patio Area29 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number106497
Old Parcel Number106497.00
Street Address518 NW 21ST ST
CityPENDLETON
StateOR
Zip97801-1154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionLOT 14 BLOCK 3 COLLEGE VIEW ADDITION TO PENDLETON
Legal Range32E
Legal Township02N
Legal Section04
Legal QuarterSE
Quarter-Quarter SectionSE
Legal SubdivisionCOLLEGE VIEW ADDITION TO PENDLETON
Legal Block3
Legal Lot Number14
JurisdictionUMATILLA OR
Township / Civil DivisionPENDLETON
Census Block Group5
Census Block5002
Census Tract950400

Owner

Source: Umatilla County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing AddressPO BOX 813, PENDLETON, OR 97801-0813
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2016Deed of Trust, Mortgage · Conventional Mortgage
THIRD FSLA OF CLEVELAND
Jan 3, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
OREGON HOUSING AND COMMUNITY SERVICES
Aug 26, 2013Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jul 17, 2020Warranty Deed, Transfer · USDA Mortgage
USDA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2020 · Amount on Record
Deed SaleJul 17, 2020 · Amount on Record
Prior SaleJul 18, 2014 · Amount on Record
Deed Document Number2020-7040471
Record UpdatedJun 8, 2026

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUMATILLA OR
Property Address518 NW 21ST ST, PENDLETON, OR 97801-1154
Transaction TypeMortgage
Record UpdatedJan 27, 2026
Title CompanyAMERITITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20166520383
DateDec 14, 2016
Instrument2016-6520383
Lender
NameTHIRD FSLA OF CLEVELAND
TypeLending Institution
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueJan 1, 2027

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUMATILLA OR
Property Address518 NW 21ST ST, PENDLETON, OR 97801-1154
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address518 NW 21ST ST, PENDLETON, OR 97801-1154

Mortgage

Document Number20230000010
DateJan 3, 2023
Instrument2023-0000010
Lender
NameOREGON HOUSING AND COMMUNITY SERVICES
AddressSALEM, OR 97301
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

August 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUMATILLA OR
Property Address518 NW 21ST ST, PENDLETON, OR 97801-1154
Transaction TypeMortgage
Record UpdatedJan 27, 2026
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20136090237
DateAug 26, 2013
Instrument2013-6090237
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2043

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUMATILLA OR
Recording DateJul 17, 2020
Property Address518 NW 21ST ST, PENDLETON, OR 97801-1154
Document Number20207040471
Instrument DateJul 16, 2020
Instrument2020-7040471
Transaction TypeTransfer
Record UpdatedJan 28, 2026
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address72144 WESTFIELD BLVD, PENDLETON, OR 97801-9637

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
AddressPO BOX 813, PENDLETON, OR 97801-0813

Mortgage

Document Number20207040472
DateJul 17, 2020
Instrument2020-7040472
Lender
NameUSDA
TypeGovernment Agency
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term396 Months
DueJul 17, 2053

Tax Assessment & Valuation

Source: Umatilla County assessment roll, as of September 30, 2024

Property Jurisdictions

TypeName
StateOregon
CountyUmatilla County
MunicipalityPendleton City
Unified School DistrictPendleton School District 16 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,560.00 (+2.45%)$192,240 (+2.99%) Land $45,960 Building $146,280$313,410 (-2.64%) Land $64,810 Building $248,600
2023$3,475.00$186,650 Land $44,620 Building $142,030$321,900 Land $63,120 Building $258,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 75% of Oregon
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PENDLETON
serves 16,996 people · EPA ID OR4100613
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wtechlink
Fiber · Fixed Wireless
10,000 / 10,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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