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518 Neptune Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 518 Neptune Ave, Encinitas, CA 92024

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 3,745 sqft · built 2004
Lot Size0.214 acres (9,319 sqft)
OwnerIndividual Name on Record
Last Sale$7,700,000 (Aug 2026)
Tax Bill$26,560 (2025)
Deeds & MortgagesAug 2026 Transfer
Aug 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN256-261-02-00

Property Details

APN / Parcel Number

Primary APN256-261-02-00

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area3,745 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area9,319 sqft (0.214 acres)
View / LotOcean
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address518 NEPTUNE AVE
CityENCINITAS
StateCA
Zip92024-2019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionBLK D LOT 3 S 1/2 LOT 2 & ALL TR 001800
Legal SubdivisionSEASIDE GARDEN HEIGHTS
Legal Tract001800
Legal BlockD
Legal Lot Number3,2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2001
Census Tract17702

Owner

Source: San Diego County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9 NEW JERSEY AVE, RONKONKOMA, NY 11779-1739
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2026Affidavit of Death of Trustee, Transfer
Aug 7, 2026Grant Deed, Transfer · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2026 · Amount on Record
Deed SaleAug 7, 2026 · Amount on Record
Deed Document Number2026231244
Prior Transfer DateMar 31, 2011
Prior Transfer Doc0000172273
Record UpdatedOct 29, 2026

August 2026: Affidavit of Death of Trustee, Transfer

Document TypeAffidavit of Death of Trustee
JurisdictionSAN DIEGO CA
Recording DateAug 7, 2026
Property Address518 NEPTUNE AVE, ENCINITAS, CA 92024-2019
Document Number0000231243
Instrument DateJul 31, 2026
Instrument2026231243
Transaction TypeTransfer
Record UpdatedAug 18, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 NEW JERSEY AVE, RONKONKOMA, NY 11779-1739

August 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 7, 2026
Property Address518 NEPTUNE AVE, ENCINITAS, CA 92024-2019
Document Number0000231244
Instrument DateJul 16, 2026
Instrument2026231244
Transaction TypeTransfer
Record UpdatedAug 18, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$855,470.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address520 N CEDROS AVE, SOLANA BEACH, CA 92075-1256

Mortgage

Document Number0000231245,
DateAug 7, 2026
Instrument2026231245
Lender
NameBANK OF AMERICA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term84 Months
DueAug 6, 2033
Interest
Rate6.49%
Max Rate-1%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,421,175 (+2%) Land $1,536,828 Building $884,347
2025$26,560.00 (+7.47%) Homeowner's exemption$2,373,702 (+4.04%) Land $1,506,695 Building $867,007
2023$24,715.00 (+1.9%) Homeowner's exemption$2,281,530 Land $1,448,189 Building $833,341
2022$24,254.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims6 (1993–2024)
Claims Outside the SFHA6 of 6
Most Recent ClaimJan 2024 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Jan 2024 · 2 claims
  • Severe Storms, Flooding, Landslides, And Mud And Debris Flows, Feb 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN DIEGUITO WD
serves 40,405 people · EPA ID CA3710021
Water SourcePurchased surface water from several systems
Last State InspectionJun 2022
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Ting
Fiber		2,000 / 2,000
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: T-Mobile.

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