518 N 2nd St, Krum, TX 76249 Property Records

Denton County property record for 518 N 2nd St, Krum, TX 76249

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,535 sqft · built 1994
Lot Size	0.228 acres (9,925 sqft)
Owner	2 Individual Names on File
Last Sale	$295,970 (Mar 2023)
Tax Bill	$6,212 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R130894 281925`

Property Details

APN / Parcel Number

Primary APN	`R130894 281925`
Alternative APNs	`SK0028A-00000A-0000-0009-0000` `SK0028A-00000A-0000-0009` `R130894` `1020354`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,535 sqft Living Area
Gross Area	1,976 sqft
1st Floor Area	1,535 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,925 sqft (0.228 acres)
Lot Dimensions	1 ft deep x 9,925 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	518 N 2ND ST
City	KRUM
State	TX
Zip	76249-5117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FINLEY ADDN BLK A LOT 9
Legal Subdivision	FINLEY ADDN
Legal Block	A
Legal Lot Number	9
Jurisdiction	DENTON TX
Township / Civil Division	SANGER
Census Block Group	1
Census Block	1009
Census Tract	20208

Owner

518 N 2nd St is owned and occupied by two individuals who bought it in March 2023.

Source: Denton County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	518 N 2ND ST, KRUM, TX 76249-5117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Vendor's Lien, Transfer · FHA Mortgage SUN WEST MORTGAGE CO
Mar 19, 2019	Warranty Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2023 · Amount on File
Deed Sale	Mar 16, 2023 · Amount on File
Prior Sale	Mar 19, 2019 · Amount on File
Deed Document Number	202325712
Prior Transfer Date	Mar 18, 2019
Prior Transfer Doc	0000029101
Record Updated	Oct 29, 2026

March 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Mar 16, 2023
Property Address	518 N 2ND ST, KRUM, TX 76249-5117
Document Number	0000025712
Map Reference	CAB F PG 145
Instrument Date	Mar 14, 2023
Instrument	2023-025712
Transaction Type	Transfer
Record Updated	Mar 30, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 N 2ND ST, KRUM, TX 76249-5117

Mortgage

Document Number	0000025713
Date	Mar 16, 2023
Instrument	2023-025713

Lender

Name	SUN WEST MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Mortgage

Document Number	0000025714
Date	Mar 16, 2023
Instrument	2023-025714

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	36 Months
Due	Mar 14, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENTON TX
Recording Date	Mar 19, 2019
Property Address	518 N 2ND ST, KRUM, TX 76249-5117
Document Number	0000029101
Instrument Date	Mar 18, 2019
Instrument	29101
Transaction Type	Transfer
Record Updated	May 1, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	518 N 2ND ST KRUM TX 762495117, KRUM, TX 76249-5117

Mortgage

Document Number	29102
Date	Mar 19, 2019
Instrument	29102

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 518 N 2nd St was $6,212, up 4.5% from the year before.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Krum City
Unified School District	Krum Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,362 (-5.85%) Land $74,438 Building $211,924	$286,362 (-5.85%) Land $74,438 Building $211,924
2025	$6,212.00 (+4.49%)	$304,155 Land $74,438 Building $229,717	$304,155 Land $74,438 Building $229,717
2024	$5,945.00 (+51.58%)
2023	$3,922.00 (-17.52%) Homeowner's exemption	$307,488 Land $74,438 Building $233,050	$307,488 Land $74,438 Building $233,050
2022	$4,755.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 518 N 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 518 N 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KRUM serves 6,062 people · EPA ID TX0610007
Water Source	Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State Inspection	Dec 2023
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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