St. Louis County property record for 518 N 20th Ave E, Duluth, MN 55812
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.25 ba · 1,686 sqft · built 1916 |
| Lot Size | 0.118 acres (5,173 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Aug 2022) |
| Tax Bill | $3,924 (2026) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2210-00030 |
| Primary APN | 010-2210-00030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,686 sqft Gross Area |
| 1st Floor Area | 930 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Exterior Material | Brick |
| Construction Type | Steel Frame |
| Roof Type | Hip |
| Lot Area | 5,173 sqft (0.118 acres) |
| Garage Area | 240 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 128 sqft |
| Deck Area | 80 sqft |
| Storage Building | 35 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 1135083 |
|---|---|
| Street Address | 518 N 20TH AVE E |
| City | DULUTH |
| State | MN |
| Zip | 55812-1328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 SERIAL # |
| Legal Subdivision | HIGHLAND PARK ADDITION TO DULUTH |
| Legal Block | 15 |
| Legal Lot Number | 3 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 1000 |
Source: St. Louis County records · APN 010-2210-00030
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 518 N 20TH AVE E, DULUTH, MN 55812-1328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGES UNLIMITED INC |
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BK/CMRC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 15, 2022 · Amount on Record |
| Deed Sale | Aug 15, 2022 · Amount on Record |
| Prior Sale | Dec 24, 2015 · Amount on Record |
| Deed Document Number | 20221060034 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 15, 2022 |
| Property Address | 518 N 20TH AVE E, DULUTH, MN 55812-1328 |
| Document Number | 0001060034 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 1060034 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $990.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 518 N 20TH AVE E, DULUTH, MN 55812-1328 |
| Document Number | 0001060035 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | 1060035 |
| Name | MORTGAGES UNLIMITED INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 518 N 20TH AVE E, DULUTH, MN 55812-1328 |
| Document Number | 00T1029326 |
| Instrument Date | Sep 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2020 |
| Title Company | NORTH SHORE TITLE |
| Name | Verified Name |
|---|---|
| Address | 518 N 20TH AVE E DULUTH MN 558121328, DULUTH, MN 55812-1328 |
| Document Number | 00T1029326 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | T1029326 |
| Name | NATIONAL BK/CMRC |
|---|---|
| Address | SUPERIOR, WI 54880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 21, 2035 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,924.00 (+9.67%) Homeowner's exemption | ||
| 2025 | $3,578.00 (+8.03%) Homeowner's exemption | $311,500 (+11.49%) Land $19,000 Building $292,500 | $311,500 (+11.49%) Land $19,000 Building $292,500 |
| 2024 | $3,312.00 | $279,400 (+23.9%) Land $18,600 Building $260,800 | $279,400 (+23.9%) Land $18,600 Building $260,800 |
| 2022 | $225,500 Land $20,700 Building $204,800 | $225,500 Land $20,700 Building $204,800 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 596 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Duluth serves 86,859 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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