518 N 1st St, Temple, TX 76501 Property Records

Bell County property record for 518 N 1st St, Temple, TX 76501

Property Summary

Property TypeCommercial Vacant Land
Lot Size0.189 acres (8,250 sqft)
OwnerCompany Name on File
Last Sale$850,000 (Mar 2026)
Tax Bill$717 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN0121780000

Property Details

APN / Parcel Number

Primary APN0121780000
Alternative APNs
  • 107093
  • 76194

Exterior

Lot Area8,250 sqft (0.189 acres)
Lot Dimensions110 ft deep x 75 ft wide

Utilities, Heating & Cooling

Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address518 N 1ST ST
CityTEMPLE
StateTX
Zip76501
Property CategoryCommercial
Property TypeVacant Land > Commercial
Local Zoning CodeCA
Legal DescriptionL R TAYLOR ADDITION, BLOCK 005, LOT PT 2, (N 1/2 OF 2)
Legal SubdivisionL R TAYLOR ADDITION
Legal Block5
Legal Lot Number2
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group1
Census Block1008
Census Tract20701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Temple Commercial Historic District
listed 2005 · 113 contributing resources · NRIS 05001192

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

518 N 1st St, commercial vacant land, is owned by a company that bought it in March 2026.

Source: Bell County records, as of July 21, 2026

Owner of RecordCompany Name on File
Mailing Address5 CLUB ESTATES CT, WACO, TX 76710-1092
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 6, 2026 · Amount on File
Deed SaleMar 6, 2026 · Amount on File
Deed Document Number202610666
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address518 N 1ST ST, TEMPLE, TX 76501
Transaction TypeMortgage
Record UpdatedMar 30, 2026
Title CompanyFIRST COMMUNITY TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010667
DateMar 6, 2026
Instrument2026010667
Lender
NameSOUTHSTATE BANK NA
TypeBank
AddressWACO, TX 76710
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueMar 4, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 518 N 1st St was $717.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTemple City
Unified School DistrictTemple Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$717.00$30,690 Land $30,690$30,690 Land $30,690
2023$478.00 (+15.46%)$20,873 Land $20,873$20,873 Land $20,873
2022$414.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 518 N 1st St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1993–2016)
Claims Outside the SFHA2 of 3
Most Recent ClaimApr 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 518 N 1st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TEMPLE
serves 94,935 people · EPA ID TX0140005
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2019
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Nextlink.

Nearby Properties on N 1st St

Nearby Streets

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