518 N 10th Ave E, Duluth, MN 55805 Property Records

St. Louis County property record for 518 N 10th Ave E, Duluth, MN 55805 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1975
Square Footage1,231 sqft Gross Area
Lot Size1,628 sqft (0.037 acres)
PoolSpa/Hot Tub (Only)
Last Sale$120,000 (2021)
Tax Bill$2,386.00 (2026)

Property Details

APN / Parcel Number

Primary APN010-3850-00270
Alternative APN
  • 1068990

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms3 Rooms
Building Area1,231 sqft Gross Area
1st Floor727 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1975
Architectural StyleBungalow Style
Exterior MaterialMetal Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Lot Area1,628 sqft (0.037 acres)
Pool TypeSpa/Hot Tub (Only) Pool Type
Porch Area140 sqft Porch
SaunaSauna

Utilities and HVAC

Cooling SystemCentral Cooling
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number1068990
Street Address518 N 10TH AVE E
CityDULUTH
StateMN
Zip55805-2132
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSLY 32 1/2 FT OF LOTS 1 AND 2 SERIAL #
Legal SubdivisionPORTLAND DIVISION OF DULUTH
Legal Block123
Legal Lot Number1-2
JurisdictionST LOUIS MN
Minor Civil DivisionDULUTH
Census Blockgroup2
Census Block2000
Census Tract1200

Owner

Source: St. Louis County records · APN 010-3850-00270

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 3144, DULUTH, MN 55803-3144
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Deed of Trust, Mortgage · Line of Credit
HARBORONE CREDIT UNION
Jun 02, 2021Deed, Transfer · Commercial Mortgage
BELL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 02, 2021 · Amount on Record
Deed SaleJun 02, 2021 · Amount on Record
Prior SaleMar 13, 2007 · Amount on Record
Deed Doc Number20211415522
Prior Transfer DateDec 09, 2008
Prior Transfer Doc0001100340
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Recording DateJun 11, 2026
Property Address518 N 10TH AVE E, DULUTH, MN 55805-2132
Document Number0001534132
Instrument DateMay 29, 2026
Instrument20261534132
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Relationship266

Mortgage

Document Number0001534132,
DateJun 11, 2026
Instrument20261534132
Lender
NameHARBORONE CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJun 25, 2031
Interest
Rate6.3%
Max Rate-1%

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionST LOUIS MN
Recording DateJun 02, 2021
Property Address518 N 10TH AVE E, DULUTH, MN 55805-2132
Document Number0001415522
Instrument DateApr 26, 2021
Instrument1415522
Transaction TypeTransfer
Record UpdatedOct 21, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$396.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 3144, DULUTH, MN 55803-3144

Mortgage

Document Number0001415523
DateJun 02, 2021
Instrument1415523
Lender
NameBELL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term59 Months
DueMay 05, 2026

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,386.00 (+0.17%)
2025$2,382.00 (+12.46%)$166,000 (-3.77%) Land $5,400 Building $160,600$166,000 (-3.77%) Land $5,400 Building $160,600
2024$2,118.00$172,500 (+22.43%) Land $5,800 Building $166,700$172,500 (+22.43%) Land $5,800 Building $166,700
2022$140,900 Land $6,500 Building $134,400$140,900 Land $6,500 Building $134,400

Flood & Wildfire

518 N 10th Ave E is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on N 10th Ave E

Nearby Streets

Search Property Records by Address or Parcel Number