518 Monterey Dr, Oceanside, CA 92058 Property Records

San Diego County property record for 518 Monterey Dr, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1952
Lot Size	0.126 acres (5,500 sqft)
Owner	Company Name on Record
Last Sale	$71,100 (Mar 1988)
Tax Bill	$1,919 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`143-112-06-00`

Property Details

APN / Parcel Number

Primary APN	`143-112-06-00`
Alternative APN	`1431020800`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	816 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	1431020800
Street Address	518 MONTEREY DR
City	OCEANSIDE
State	CA
Zip	92058-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 79 TR 002745
Legal Subdivision	NORTH OCEANSIDE
Legal Tract	002745
Legal Block	1
Legal Lot Number	79
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	18601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	518 MONTEREY DR, OCEANSIDE, CA 92058-1112
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU
Dec 28, 2017	Deed of Trust, Mortgage · Line of Credit MISSION FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 1988 · Amount on Record
Deed Sale	Mar 3, 1988 · Amount on Record
Prior Sale	Nov 13, 1984 · Amount on Record
Deed Document Number	198898910
Last Transfer Date	Sep 19, 2006
Transfer Doc	0000695669
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	518 MONTEREY DR, OCEANSIDE, CA 92058-1112
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PMB 314--3784 MISSION AVE #148 148, OCEANSIDE, CA 92058

Mortgage

Document Number	0000792139
Date	Nov 16, 2021
Instrument	2021-0792139

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	518 MONTEREY DR, OCEANSIDE, CA 92058-1112
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE SAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000610430
Date	Dec 28, 2017
Instrument	2017-0610430

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 31, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$177,583 (+2%) Land $113,087 Building $64,496
2025	$1,919.00 (+5.38%) Homeowner's exemption	$174,102 (+4.04%) Land $110,870 Building $63,232
2023	$1,821.00 (+1.62%) Homeowner's exemption	$167,344 Land $106,566 Building $60,778
2022	$1,792.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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