Winnebago County property record for 518 Merilot Dr, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,374 sqft · built 1998 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Feb 2024) |
| Tax Bill | $5,516 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Feb 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-32-353-021 |
| Primary APN | 04-32-353-021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,374 sqft Living Area |
| Basement Area | 682 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 840 sqft |
| Deck Area | Deck Area |
| Heating Fuel | Gas |
|---|
| Account Number | 032C348 |
|---|---|
| Street Address | 518 MERILOT DR |
| City | ROSCOE |
| State | IL |
| Zip | 61073-6309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - SINGL |
| Legal Description | CHICORY RIDGE NO 2 PT SW 1/4 SEC 32-46-2 LOT 48 |
| Legal Range | 2 |
| Legal Township | 46 |
| Legal Section | 32 |
| Legal Subdivision | CHICORY RDG SUB #2 |
| Legal Lot Number | 48 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 3901 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 518 MERILOT DR, ROSCOE, IL 61073-6309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STILLMAN BANCORP |
| Feb 1, 2024 | Warranty Deed, Transfer MAGNUS TITLE AGENCY, MTA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2024 · Amount on Record |
| Deed Sale | Feb 1, 2024 · Amount on Record |
| Deed Document Number | 20242337 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | May 19, 2026 |
| Property Address | 518 MERILOT DR, ROSCOE, IL 61073-6309 |
| Document Number | 0000012414 |
| Instrument Date | May 4, 2026 |
| Instrument | 202612414 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 518 MERILOT DR, ROSCOE, IL 61073-6309 |
| Document Number | 0000012414, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 202612414 |
| Name | STILLMAN BANCORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.77% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Feb 1, 2024 |
| Property Address | 518 MERILOT DR, ROSCOE, IL 61073-6309 |
| Document Number | 0000002337 |
| Map Reference | BK41 PG67B |
| Instrument Date | Jan 12, 2024 |
| Instrument | 2402337 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2024 |
| Title Company | MAGNUS TITLE AGENCY, MTA |
| Amount | Amount Recorded |
|---|---|
| Tax | $375.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 518 MERILOT DR, ROSCOE, IL 61073-6309 |
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Municipality | Roscoe Village |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Kinnikinnick Community Consolidated School District 131 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,516.00 (+1.1%) | $73,658 (+9.49%) Land $17,222 Building $56,436 | $220,974 (+9.49%) Land $51,666 Building $169,308 |
| 2024 | $5,456.00 | $67,273 (+21.89%) Land $15,729 Building $51,544 | $201,819 (+21.89%) Land $47,187 Building $154,632 |
| 2022 | Homeowner's exemption | $55,190 Land $12,904 Building $42,286 | $165,570 Land $38,712 Building $126,858 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH PARK PWD serves 35,580 people · EPA ID IL2015500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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