518 Merilot Dr, Roscoe, IL 61073 Property Records

Winnebago County property record for 518 Merilot Dr, Roscoe, IL 61073

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,374 sqft · built 1998
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on Record
Last Sale$250,000 (Feb 2024)
Tax Bill$5,516 (2025)
Deeds & MortgagesMay 2026 Mortgage
Feb 2024 Sale
Flood ZoneZone X (minimal risk)
APN04-32-353-021

Property Details

APN / Parcel Number

Primary APN04-32-353-021
Alternative APNs
  • 432353021
  • 032C348

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,374 sqft Living Area
Basement Area682 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialAluminum/Vinyl
Lot Area12,197 sqft (0.28 acres)
Garage Area840 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Account Number032C348
Street Address518 MERILOT DR
CityROSCOE
StateIL
Zip61073-6309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - SINGL
Legal DescriptionCHICORY RIDGE NO 2 PT SW 1/4 SEC 32-46-2 LOT 48
Legal Range2
Legal Township46
Legal Section32
Legal SubdivisionCHICORY RDG SUB #2
Legal Lot Number48
JurisdictionWINNEBAGO IL
Township / Civil DivisionROSCOE
Census Block Group2
Census Block2010
Census Tract3901

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address518 MERILOT DR, ROSCOE, IL 61073-6309
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 19, 2026Deed of Trust, Mortgage · Conventional Mortgage
STILLMAN BANCORP
Feb 1, 2024Warranty Deed, Transfer
MAGNUS TITLE AGENCY, MTA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2024 · Amount on Record
Deed SaleFeb 1, 2024 · Amount on Record
Deed Document Number20242337
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Recording DateMay 19, 2026
Property Address518 MERILOT DR, ROSCOE, IL 61073-6309
Document Number0000012414
Instrument DateMay 4, 2026
Instrument202612414
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address518 MERILOT DR, ROSCOE, IL 61073-6309

Mortgage

Document Number0000012414,
DateMay 19, 2026
Instrument202612414
Lender
NameSTILLMAN BANCORP
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2041
Interest
Rate TypeFixed Rate
Rate5.77%
Initial TypeFixed Rate
Max Rate-1%

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateFeb 1, 2024
Property Address518 MERILOT DR, ROSCOE, IL 61073-6309
Document Number0000002337
Map ReferenceBK41 PG67B
Instrument DateJan 12, 2024
Instrument2402337
Transaction TypeTransfer
Record UpdatedFeb 14, 2024
Title CompanyMAGNUS TITLE AGENCY, MTA

Transaction

AmountAmount Recorded
Tax$375.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address518 MERILOT DR, ROSCOE, IL 61073-6309

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRoscoe Township
MunicipalityRoscoe Village
Secondary School DistrictHononegah Community High School District 207 (09 - 12)
Elementary School DistrictKinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,516.00 (+1.1%)$73,658 (+9.49%) Land $17,222 Building $56,436$220,974 (+9.49%) Land $51,666 Building $169,308
2024$5,456.00$67,273 (+21.89%) Land $15,729 Building $51,544$201,819 (+21.89%) Land $47,187 Building $154,632
2022Homeowner's exemption$55,190 Land $12,904 Building $42,286$165,570 Land $38,712 Building $126,858

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH PARK PWD
serves 35,580 people · EPA ID IL2015500
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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