518 Marcella Ct, River Falls, WI 54022 Property Records

St. Croix County property record for 518 Marcella Ct, River Falls, WI 54022

Property Summary

Property Type	Single Family Home
Lot Size	0.256 acres (11,184 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,407 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`276-1070-30-000`

Property Details

APN / Parcel Number

Primary APN	`276-1070-30-000`
Alternative APN	`35.28.19.506`

Exterior

Lot Area	11,184 sqft (0.256 acres)

Location & Zoning

Street Address	518 MARCELLA CT
City	RIVER FALLS
State	WI
Zip	54022-1287
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 35 T28N R19W LOT 65 CERNOHOUS 3RD ADDITION CITY RIVER FALLS
Legal Range	19W
Legal Township	28N
Legal Section	35
Legal Subdivision	CERNOHOUS 3RD ADDITION
Legal Lot Number	65
Jurisdiction	ST CROIX WI
Township / Civil Division	RIVER FALLS
Census Block Group	2
Census Block	2036
Census Tract	120901

Owner

518 Marcella Ct is owned and occupied by two individuals who acquired it in June 2026.

Source: St. Croix County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	518 MARCELLA CT, RIVER FALLS, WI 54022-1287
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Affidavit, Transfer · Conventional Mortgage WESTCONSIN CREDIT UNION
Jun 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage WESTCONSIN CREDIT UNION
Jan 26, 2024	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 30, 2026
Transfer Doc	0001209360
Record Updated	Oct 29, 2026

June 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	ST CROIX WI
Recording Date	Jun 30, 2026
Property Address	518 MARCELLA CT, RIVER FALLS, WI 54022-1287
Document Number	0001209360
Instrument Date	Jun 30, 2026
Instrument	20261209360
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 MARCELLA CT, RIVER FALLS, WI 54022-1287

Mortgage

Document Number	0001209360,
Date	Jun 30, 2026
Instrument	20261209360

Lender

Name	WESTCONSIN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Recording Date	Jun 30, 2026
Property Address	518 MARCELLA CT, RIVER FALLS, WI 54022-1287
Document Number	0001209361
Instrument Date	Jun 22, 2026
Instrument	20261209361
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 MARCELLA CT, RIVER FALLS, WI 54022-1287

Mortgage

Document Number	0001209361,
Date	Jun 30, 2026
Instrument	20261209361

Lender

Name	WESTCONSIN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	518 MARCELLA CT, RIVER FALLS, WI 54022-1287
Transaction Type	Mortgage
Record Updated	Feb 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001175458
Date	Jan 26, 2024
Instrument	1175458

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 518 Marcella Ct was $4,407 with a homeowner's exemption, up % from the year before.

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	River Falls City
Unified School District	River Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,407.00 (+0.02%) Homeowner's exemption
2025	$4,406.00 Homeowner's exemption	$328,600 Land $69,100 Building $259,500	$328,600 Land $69,100 Building $259,500
2023	$4,062.00 Homeowner's exemption	$255,800 Land $51,200 Building $204,600	$255,800 Land $51,200 Building $204,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 518 Marcella Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 518 Marcella Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER FALLS WATERWORKS serves 16,000 people · EPA ID WI6480246
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Swiftcurrent Connect Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Baldwin Telecom.

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