518 Lancaster Dr, Houma, LA 70360 Property Records

Terrebonne Parish property record for 518 Lancaster Dr, Houma, LA 70360

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on Record
Tax Bill	$3,282 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`71992`

Property Details

APN / Parcel Number

Primary APN	`71992`

Location & Zoning

Street Address	518 LANCASTER DR
City	HOUMA
State	LA
Zip	70360-7162
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLOCK 44 SUMMERFIELD PLACE ADDENDEUM 18 PHASE A
Legal Range	17E
Legal Township	17S
Legal Subdivision	SUMMERFIELD ADD 18
Legal Phase	A
Legal Block	44
Legal Lot Number	3
Jurisdiction	TERREBONNE LA
Township / Civil Division	7
Census Block Group	2
Census Block	2000
Census Tract	1501

Owner

Source: Terrebonne Parish records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	518 LANCASTER DR, HOUMA, LA 70360-7162
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

August 2023: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	TERREBONNE LA
Recording Date	Aug 15, 2023
Property Address	518 LANCASTER DR, HOUMA, LA 70360-7162
Document Number	002717/437
Book / Page	2717 / 437
Instrument Date	Aug 15, 2023
Instrument	1677328
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 LANCASTER DR, HOUMA, LA 70360-7162

Mortgage

Document Number	003450/631
Date	Aug 15, 2023
Book Page	3450/631
Instrument	1677329

Lender

Name	FLAGSTAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Terrebonne Parish assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Terrebonne Parish
Unified School District	Terrebonne Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,282.00 (+1.52%)	$43,680 (+2.66%) Land $6,500 Building $37,180	$436,800 (+2.66%) Land $65,000 Building $371,800
2024	$3,233.00 Homeowner's exemption	$42,550 Land $6,500 Building $36,050	$425,500 Land $65,000 Building $360,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	3 (2021–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHRIEVER WATER TREATMENT SERVICE AREA serves 116,460 people · EPA ID LA1109002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20