518 Labro Ct, San Ramon, CA 94582 Property Records

Contra Costa County property record for 518 Labro Ct, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,563 sqft · built 2012
Lot Size	0.094 acres (4,100 sqft)
Owner	Trust Name on File
Last Sale	$688,000 (Aug 2012)
Tax Bill	$12,341 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`222-380-067-9`

Property Details

APN / Parcel Number

Primary APN	`222-380-067-9`
Alternative APN	`222-380-067`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,563 sqft Living Area
1st Floor Area	1,563 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	4,100 sqft (0.094 acres)
Garage Type	Attached
Garage Area	413 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	518 LABRO CT
City	SAN RAMON
State	CA
Zip	94582-5219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8699 L99
Legal Subdivision	SUBDIVISION 8699
Legal Tract	8699
Legal Lot Number	99
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	1
Census Block	1000
Census Tract	355121

Owner

518 Labro Ct is owner-occupied and held in a trust since September 2012.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	518 LABRO CT, SAN RAMON, CA 94582-5219
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2012 · Amount on File
Deed Sale	Aug 9, 2012 · Amount on File
Deed Document Number	2012191806
Last Transfer Date	Sep 4, 2012
Transfer Doc	0000224143
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	518 LABRO CT, SAN RAMON, CA 94582-5219
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000135835
Date	Jul 9, 2020
Instrument	2020-135835

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2035

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	518 LABRO CT, SAN RAMON, CA 94582-5219
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 LABRO CT, SAN RAMON, CA 94582-5219

Mortgage

Document Number	0000212038
Date	Jul 29, 2021
Instrument	2021-212038

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	169 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 518 Labro Ct was $12,341 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$863,649 (+2%) Land $512,466 Building $351,183
2025	$12,341.00 Homeowner's exemption	$846,716 Land $502,418 Building $344,298
2023	$11,820.00 (+1.61%) Homeowner's exemption	$813,839 Land $482,909 Building $330,930
2022	$11,633.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 518 Labro Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 518 Labro Ct is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: Sail Internet, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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