518 Knight St, Commerce, TX 75428 Property Records

Hunt County property record for 518 Knight St, Commerce, TX 75428

Property Summary

Property TypeSingle Family Home
Details936 sqft · built 1965
Lot Size0.327 acres (14,275 sqft)
OwnerIndividual Name on File
Tax Bill$3,732 (2024)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN3674-0000-009A-31

Property Details

APN / Parcel Number

Primary APN3674-0000-009A-31
Alternative APN
  • R70485

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area936 sqft Living Area
Gross Area2,186 sqft
1st Floor Area936 sqft
Utility Area48 sqft
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1965
Exterior MaterialMasonite
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,275 sqft (0.327 acres)
Lot Dimensions156 ft deep x 65 ft wide
Garage TypeCarport
CarportCarport
Carport Area264 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area204 sqft
Shed1 Shed
Shed Area140 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemWindow A/C

Location & Zoning

Account NumberR70485
Street Address518 KNIGHT ST
CityCOMMERCE
StateTX
Zip75428-3205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS3674 JENKINS L R ADDITION LOT 9A (S PT OF 9 & S65' OF 10) ACRES .3277 (AKA OT OF COMMERCE BLK 89 LT 9)
Legal SubdivisionJENKINS L R ADDITION
Legal Block89
Legal Lot Number9A 10A
JurisdictionHUNT TX
Township / Civil DivisionCOMMERCE
Census Block Group2
Census Block2023
Census Tract960500

Owner

518 Knight St is owned by an individual who acquired it in November 2003.

Source: Hunt County records, as of October 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address12111 HIGHWAY 11 N, CUMBY, TX 75433
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 20, 2003
Deed SaleNov 20, 2003
Deed Document Number0001095340
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNT TX
Property Address518 KNIGHT ST, COMMERCE, TX 75428-3205
Transaction TypeMortgage
Record UpdatedApr 11, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007424
DateMar 31, 2022
Instrument2022-07424
Lender
NameGUARANTY BANK & TRUST NA
TypeBank
AddressCOMMERCE, TX 75429
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term181 Months
DueApr 2, 2037
Interest
Rate TypeAdjustable Rate
Index12-Month MTA

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityCommerce City
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$146,750 Land $38,400 Building $108,350$146,750 Land $38,400 Building $108,350
2024$3,732.00
2023$137,630 Land $36,260 Building $101,370$137,630 Land $36,260 Building $101,370
2022$2,966.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 518 Knight St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2002)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 518 Knight St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COMMERCE
serves 9,266 people · EPA ID TX1160003
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jul 2022
Total trihalomethanes
resolved · Oct 2017
Haloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Peoples Communications
Fixed Wireless
500 / 60
360 Broadband
Fixed Wireless
400 / 50

May also be available: Brightspeed, Nextlink, Verizon.

Nearby Properties on Knight St

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