518 Heritage Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 518 Heritage Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,419 sqft · built 1991
Lot Size	2.17 acres (94,525 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (Jul 2026)
Tax Bill	$842 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0027A042000`

Property Details

APN / Parcel Number

Primary APN	`0027A042000`
Alternative APNs	`0027A042` `15157`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,419 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	94,525 sqft (2.17 acres)
Garage Type	Mixed
Garage Area	1,447 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Porch Area	546 sqft
Deck Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	15157
Street Address	518 HERITAGE DR
City	RINGGOLD
State	GA
Zip	30736-7469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOTS 30 31 HERITAGE ESTATES
Legal Subdivision	HERITAGE ESTATES
Legal Lot Number	30-31
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	1
Census Block	1000
Census Tract	30303

Owner

518 Heritage Dr is owned and occupied by two individuals who bought it in July 2026.

Source: Catoosa County records, as of August 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8110 BILL REED RD, OOLTEWAH, TN 37363-9027
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on File
Deed Sale	Jul 28, 2026 · Amount on File
Deed Book / Page	2461 / 415
Prior Transfer Date	Sep 5, 2008
Prior Transfer Doc	0014520658
Record Updated	Oct 29, 2026

July 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jul 28, 2026
Property Address	518 HERITAGE DR, RINGGOLD, GA 30736-7469
Document Number	2461000415
Book / Page	2461 / 415
Instrument Date	Jul 22, 2026
Transaction Type	Transfer
Record Updated	Aug 24, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8110 BILL REED RD, OOLTEWAH, TN 37363-9027

Mortgage

Document Number	2461000417,
Date	Jul 28, 2026
Book Page	2461/417

Lender

Name	FIRSTBANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 518 Heritage Dr was $842 with exemptions applied.

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$842.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$219,844 Land $34,720 Building $185,124	$549,610 Land $86,800 Building $462,810
2023	$1,090.00 (-63.01%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$152,440 Land $23,870 Building $128,570	$381,100 Land $59,675 Building $321,425
2022	$2,947.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 518 Heritage Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2026)
Most Recent Claim	Aug 2026

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 518 Heritage Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people · EPA ID GA0470000
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20