518 Harbor Rd, Ocean View, DE 19970 Property Records

Sussex County property record for 518 Harbor Rd, Ocean View, DE 19970

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,256 sqft · built 1977
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Jul 2020)
Tax Bill	$945 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jun 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`134-12.00-1329.00`

Property Details

APN / Parcel Number

Primary APN	`134-12.00-1329.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,256 sqft Living Area
Basement Area	208 sqft
Finished Basement	208 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Area	51 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Deck Area	Deck Area
Patio Area	273 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	518 HARBOR RD
City	OCEAN VIEW
State	DE
Zip	19970-9788
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	WHITES CREEK MANOR LOT 32 BLK C SEC 3
Legal Subdivision	WHITES CREEK
Legal Block	C
Legal Lot Number	32
Jurisdiction	SUSSEX DE
Township / Civil Division	SELBYVILLE-FRANKFORD
Census Block Group	1
Census Block	1015
Census Tract	51307

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	135 NAOMI DR, OCEAN VIEW, DE 19970-9786
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Grant Deed, Transfer · Conventional Mortgage PRIME LNDG
Jun 6, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 27, 2017	Grant Deed, Transfer · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2020 · Amount on Record
Deed Sale	Jul 14, 2020 · Amount on Record
Prior Sale	Mar 27, 2017 · Amount on Record
Deed Document Number	202030403
Deed Book / Page	5272 / 151
Prior Transfer Date	May 30, 2019
Prior Transfer Doc	0050710072
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX DE
Recording Date	Jul 14, 2020
Property Address	518 HARBOR RD, OCEAN VIEW, DE 19970-9788
Document Number	0052720151
Book / Page	005272 / 000151
Instrument Date	Jul 6, 2020
Instrument	30403
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	NTC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	135 NAOMI DR OCEAN VIEW DE 199709786, OCEAN VIEW, DE 19970-9786

Mortgage

Document Number	185790123
Date	Jul 14, 2020
Book Page	018579/000123
Instrument	30404

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUSSEX DE
Recording Date	Jun 6, 2019
Property Address	518 HARBOR RD, OCEAN VIEW, DE 19970-9788
Document Number	0050710072
Book / Page	005071 / 000072
Instrument Date	May 30, 2019
Instrument	19705
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	36450 RIDGESHORE LN MILLVILLE DE 199676776, MILLVILLE, DE 19967-6776

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX DE
Recording Date	Mar 27, 2017
Property Address	518 HARBOR RD, OCEAN VIEW, DE 19970-9788
Document Number	0046840138
Book / Page	004684 / 000138
Instrument Date	Mar 24, 2017
Instrument	11504
Transaction Type	Transfer
Record Updated	Jun 15, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 HARBOR RD OCEAN VIEW DE 199709788, OCEAN VIEW, DE 19970-9788

Mortgage

Document Number	161250286
Date	Mar 27, 2017
Book Page	016125/000286
Instrument	11505

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2047

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$945.00 (-1.66%)	$19,350 (-) Land $3,000 Building $16,350	$339,300 (-) Land $108,200 Building $231,100
2025	$961.00 (-12.56%)	$19,350 (-) Land $3,000 Building $16,350	$339,300 (+776.74%) Land $108,200 Building $231,100
2023	$1,099.00	$19,350 Land $3,000 Building $16,350	$38,700 Land $6,000 Building $32,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 511 individual policies
Nearby Flood Policies	995 units insured incl. 484 condo units
Nearby Flood Claims	8 (2012–2025)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 91% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHANY BAY PUMP DISTRICT private · serves 52,684 people · EPA ID DE0000221
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bloosurf Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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