Cattaraugus County and Olean City property record for 518 Fountain St, Olean, NY 14760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,344 sqft · built 1925 |
| Lot Size | 0.759 acres (33,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Dec 2024) |
| Tax Bill | $2,126 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| APN | 041200 94.039-2-22 |
| Primary APN | 041200 94.039-2-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 772 sqft |
| 2nd Floor Area | 572 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 33,100 sqft (0.759 acres) |
| Lot Dimensions | 331 ft deep x 100 ft wide |
| Garage Type | Mixed |
| Garage Area | 280 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 154 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 016420 |
|---|---|
| Street Address | 518 FOUNTAIN ST |
| City | OLEAN |
| State | NY |
| Zip | 14760-1116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 2 |
| Legal Lot Number | 22.000 |
| Jurisdiction | CATTARAUGUS NY |
| Township / Civil Division | OLEAN |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 961500 |
518 Fountain St is owned and occupied by two individuals who bought it in December 2024.
Source: Cattaraugus County and Olean City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 518 FOUNTAIN ST, OLEAN, NY 14760-1116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2024 · Amount on File |
| Deed Sale | Dec 4, 2024 · Amount on File |
| Deed Document Number | 2024202414852 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATTARAUGUS NY |
| Recording Date | Jul 24, 2026 |
| Property Address | 518 FOUNTAIN ST, OLEAN, NY 14760-1116 |
| Document Number | 0000008523 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 20268523 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 518 FOUNTAIN ST, OLEAN, NY 14760-1116 |
| Document Number | 0000008523, |
|---|---|
| Date | Jul 24, 2026 |
| Instrument | 20268523 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Rate | 5.81% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 518 Fountain St was $2,126, up 0.8% from the year before.
Source: Cattaraugus County and Olean City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cattaraugus County |
| Municipality | Olean City |
| Unified School District | Olean City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,126.00 (+0.76%) | ||
| 2025 | $2,110.00 (+40.11%) | $55,000 Land $10,900 Building $44,100 | $77,465 Land $15,352 Building $62,113 |
| 2024 | $1,506.00 | ||
| 2023 | $55,000 Land $10,900 Building $44,100 | $70,513 Land $13,974 Building $56,539 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 518 Fountain St; there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Jul 2003 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 518 Fountain St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLEAN CITY serves 14,500 people · EPA ID NY0400345 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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