518 FM 3003, Graham, TX 76450 Property Records

Young County property record for 518 FM 3003, Graham, TX 76450

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,000 sqft · built 1975
Lot Size	2.57 acres (111,949 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12,495 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00770-0000-0026`

Property Details

APN / Parcel Number

Primary APN	`00770-0000-0026`
Alternative APN	`9663`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	3,000 sqft Total Area
1st Floor Area	1,488 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	111,949 sqft (2.57 acres)
Lot Width	80 ft Width
Garage Type	Attached
Garage Area	744 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	518 FM 3003
City	GRAHAM
State	TX
Zip	76450-6988
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE GRAHAM - LOT 24R - 26R
Legal Lot Number	24R-26R
Jurisdiction	YOUNG TX
Township / Civil Division	GRAHAM
Census Block Group	2
Census Block	2011
Census Tract	950402

Owner

Source: Young County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	518 FM 3003, GRAHAM, TX 76450-6988
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Sep 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YOUNG TX
Property Address	518 FM 3003, GRAHAM, TX 76450-6988
Transaction Type	Mortgage
Record Updated	May 17, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21001233
Date	Apr 20, 2021
Instrument	21001233

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company
Address	RICHARDSON, TX 75083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YOUNG TX
Property Address	518 FM 3003, GRAHAM, TX 76450-6988
Transaction Type	Mortgage
Record Updated	Oct 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	18002645
Date	Sep 5, 2018
Instrument	18002645

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	MCKINNEY, TX 75069

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Young County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Young County
Unified School District	Graham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,495.00 (+34.85%) Homeowner's exemption	$660,910 (+1.13%) Land $154,200 Building $506,710	$660,910 (+1.13%) Land $154,200 Building $506,710
2025		$653,500 (+21.97%) Land $154,200 Building $499,300	$653,500 (+21.97%) Land $154,200 Building $499,300
2023		$535,780 Land $154,200 Building $381,580	$535,780 Land $154,200 Building $381,580
2022	$9,266.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 60% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BELKNAP WSC serves 8,070 people · EPA ID TX2520007
Water Source	Purchased surface water from CITY OF GRAHAM
Last State Inspection	Apr 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brazos Communications Fiber	1,000 / 1,000
Zito Media Fiber · Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
New Source Broadband Fixed Wireless	100 / 50

May also be available: T-Mobile, Verizon.

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