518 Flora Ave, Hannibal, MO 63401 Property Records

Marion County property record for 518 Flora Ave, Hannibal, MO 63401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,907 sqft · built 1910
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$153,713 (Jun 2026)
Tax Bill	$604 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H8744`

Property Details

APN / Parcel Number

Primary APN	`H8744`
Alternative APN	`010.09.30.1.08.018.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,907 sqft Living Area
Basement Area	1,122 sqft
Unfinished Basement	1,122 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	75 ft deep x 40 ft wide
Porch	Slab
Porch Area	48 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	H8744
Street Address	518 FLORA AVE
City	HANNIBAL
State	MO
Zip	63401-2823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD HUBBARD ADD, N 40 S 150 W 75 LOT 52 DIM DEED-40 X 75
Legal Range	04W
Legal Township	57N
Legal Section	30
Legal Subdivision	HUBBARD ADD
Legal Lot Number	52
Jurisdiction	MARION MO
Township / Civil Division	MASON
Census Block Group	2
Census Block	2013
Census Tract	960600

Owner

Source: Marion County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	518 FLORA AVE, HANNIBAL, MO 63401-2823
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Oct 1, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage CHURCHILL MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on Record
Deed Sale	Jun 18, 2026 · Amount on Record
Prior Sale	Mar 14, 2022
Deed Document Number	20261832
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION MO
Recording Date	Jun 18, 2026
Property Address	518 FLORA AVE, HANNIBAL, MO 63401-2823
Document Number	0000001832
Instrument Date	May 8, 2026
Instrument	20261832
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	WILES ABSTRACT COMPANY, WELLS ABSTRACT CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 FLORA AVE, HANNIBAL, MO 63401-2823

Mortgage

Document Number	0000001833,
Date	Jun 18, 2026
Instrument	20261833

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

Mortgage

Document Number	0000001834,
Date	Jun 18, 2026
Instrument	20261834

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION

Agreement

Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION MO
Recording Date	Oct 1, 2020
Property Address	518 FLORA AVE, HANNIBAL, MO 63401-2823
Document Number	2020R003835
Instrument Date	Sep 28, 2020
Instrument	2020R003835
Transaction Type	Transfer
Record Updated	Mar 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 FLORA AVE, HANNIBAL, MO 63401-2823
Investor	Possibly a Property Investor

Mortgage

Document Number	2020R003836
Date	Oct 1, 2020
Instrument	2020R003836

Lender

Name	CHURCHILL MORTGAGE CORPORATION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Marion County
Municipality	Hannibal City
Unified School District	Hannibal 60 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$604.00 (+22.76%)	$9,340 (+18.53%) Land $320 Building $9,020	$49,140 (+18.5%) Land $1,690 Building $47,450
2023	$492.00	$7,880 Land $290 Building $7,590	$41,470 Land $1,540 Building $39,930

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Oct 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANNIBAL PWS serves 17,108 people · EPA ID MO2010344
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Aug 2023 Treatment failure resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Chariton Valley Communication.

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