518 Flame Tree Dr, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 518 Flame Tree Dr, Apollo Beach, FL 33572

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,028 sqft · built 1959
Lot Size0.139 acres (6,050 sqft)
Owner2 Individual Names on Record
Last Sale$190,000 (Apr 2021)
Tax Bill$3,339 (2025)
Deeds & MortgagesMar 2023 Mortgage
Apr 2021 Sale & Mortgage
+ 4 more
Flood ZoneZone AE (high risk)
APN053449-0000

Property Details

APN / Parcel Number

Primary APN053449-0000
Alternative APN
  • U2131191TM000011000141

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,028 sqft Living Area
Gross Area1,048 sqft
1st Floor Area720 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 2005
Architectural StyleMansion
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,050 sqft (0.139 acres)
Lot Dimensions100 ft deep x 60 ft wide
PorchFlorida Room
Porch Area328 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C

Location & Zoning

Account Number0534490000
Street Address518 FLAME TREE DR
CityAPOLLO BEACH
StateFL
Zip33572-2516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC-6
Legal DescriptionAPOLLO BEACH UNIT ONE PART ONE ELY 30 FT OF LOT 14 & WLY 30 FT OF LOT 15 BLOCK 11
Legal Range19E
Legal Township31S
Legal Section21
Legal SubdivisionAPOLLO BEACH UNIT ONE PART ONE
Legal Tract1TM
Legal Block11
Legal Lot Number14
Legal Unit1
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group2
Census Block2025
Census Tract14106

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address518 FLAME TREE DR, APOLLO BEACH, FL 33572-2516
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Apr 6, 2021Warranty Deed, Transfer · FHA Mortgage
FIRST FEDERAL BANK
Apr 6, 2021Warranty Deed, Transfer · FHA Mortgage
FIRST FEDERAL BANK
Dec 8, 2020Warranty Deed, Transfer
VETERANS ESCROW AND TITLE SERVICES, VETERANS ESCROW & TITLE SVCS
Aug 31, 2018Quit Claim Deed, Transfer
Quitclaim
May 30, 2018Warranty Deed, Transfer · Conventional Mortgage
MICHIGAN MUTUAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 6, 2021 · Amount on Record
Deed SaleApr 6, 2021 · Amount on Record
Prior SaleDec 18, 2020 · Amount on Record
Deed Document Number2021169039
Prior Transfer DateAug 13, 2018
Prior Transfer Doc0000353512
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address518 FLAME TREE DR, APOLLO BEACH, FL 33572-2516
Transaction TypeMortgage
Record UpdatedMar 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address518 FLAME TREE DR, APOLLO BEACH, FL 33572-2516

Mortgage

Document Number0000097739
DateMar 9, 2023
Instrument2023097739
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term337 Months
DueApr 1, 2051

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateApr 6, 2021
Property Address518 FLAME TREE DR, APOLLO BEACH, FL 33572-2516
Document Number2021169039
Map ReferenceMB 34 PG 40
Instrument DateMar 31, 2021
Instrument2021169039
Transaction TypeTransfer
Record UpdatedApr 22, 2021
Title CompanyAMERICAN CLOSING SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,330.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11661 FOX CREEK DR, 11661, TAMPA, FL 33635-1509

Transferred To (Grantee/Buyer)

NameVerified Name
Address518 FLAME TREE DR, APOLLO BEACH, FL 33572-2516

Mortgage

Document Number2021169040
DateApr 6, 2021
Instrument2021169040
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateApr 6, 2021
Property Address518 FLAME TREE DR, APOLLO BEACH, FL 33572-2516
Document Number0000169039
Map ReferenceMB 34 PG 40
Instrument DateMar 31, 2021
Instrument2021169039
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyAMERICAN CLOSING SERVICES LLC, AMERICAN CLOSING SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,330.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11661 FOX CREEK DR, 11661, TAMPA, FL 33635-1509

Transferred To (Grantee/Buyer)

NameVerified Name
Address518 FLAME TREE DR, APOLLO BEACH, FL 33572-2516

Mortgage

Document Number0000169040
DateApr 6, 2021
Instrument2021169040
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateDec 8, 2020
Property Address518 FLAME TREE DR, APOLLO BEACH, FL 33572-2516
Document Number0000514520
Instrument DateNov 24, 2020
Instrument514520
Transaction TypeTransfer
Record UpdatedJan 15, 2021
Title CompanyVETERANS ESCROW AND TITLE SERVICES, VETERANS ESCROW & TITLE SVCS

Transaction

AmountAmount Recorded
Tax$910.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5601 MARINER ST #104 TAMPA FL 336093450, 104, TAMPA, FL 33609-3450
InvestorPossibly a Property Investor

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHILLSBOROUGH FL
Recording DateAug 31, 2018
Property Address518 FLAME TREE DR, APOLLO BEACH, FL 33572-2516
Document Number0260330492
Book / Page026033 / 000492
Instrument DateAug 13, 2018
Instrument353512
Transaction TypeTransfer
Record UpdatedSep 24, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6421 RUBIA CIR APOLLO BEACH FL 335722917, APOLLO BEACH, FL 33572-2917

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMay 30, 2018
Property Address518 FLAME TREE DR, APOLLO BEACH, FL 33572-2516
Document Number0000214103
Book / Page25803 / 1519
Map ReferenceMB 34 PG 40
Instrument DateMay 8, 2018
Instrument2018214103
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyVETERANS ESCROW AND TITLE SE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$794.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1414 COVEY CIR N, 1414, LAKELAND, FL 33809-4697

Transferred To (Grantee/Buyer)

NameVerified Name
Address6421 RUBIA CIR, APOLLO BEACH, FL 33572-2917

Mortgage

Document Number0000214114
DateMay 30, 2018
Instrument2018214114
Lender
NameMICHIGAN MUTUAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$136,456 (-8.79%) Land $43,260 Building $93,196$136,456 (-8.79%) Land $43,260 Building $93,196
2025$3,339.00 (+23.16%)$149,606 (+18.93%) Land $49,440 Building $100,166$149,606 (+18.93%) Land $49,440 Building $100,166
2023$2,711.00 (-4.04%)$125,794 (-7.96%) Land $43,260 Building $82,534$125,794 (-7.96%) Land $43,260 Building $82,534
2022$2,825.00$136,667 Land $30,900 Building $105,767$136,667 Land $30,900 Building $105,767

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 366 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies366 in force
Nearby Flood Claims160 (1985–2024)
Claims Outside the SFHA1 of 160
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 9 claims
  • Hurricane Helene, Sep 2024 · 122 claims
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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