518 Emerson Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 518 Emerson Dr, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,103 sqft · built 2017
Lot Size	0.252 acres (10,960 sqft)
Owner	Individual Name on File
Last Sale	$442,000 (May 2018)
Tax Bill	$8,515 (2025)
Deeds & Mortgages	Jan 2020 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R90409`

Property Details

APN / Parcel Number

Primary APN	`R90409`
Alternative APNs	`S5112-000B-0003-00-0R` `90409`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,103 sqft Living Area
Gross Area	4,006 sqft
1st Floor Area	3,103 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,960 sqft (0.252 acres)
Lot Dimensions	136 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	735 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	518 EMERSON DR
City	ROCKWALL
State	TX
Zip	75087-0147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONE CREEK PHASE VII, BLOCK B, LOT 3
Legal Subdivision	STONE CREEK PHASE VII
Legal Phase	61
Legal Tract	3
Legal Block	B
Legal Lot Number	3
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	1
Census Block	1026
Census Tract	40202

Owner

518 Emerson Dr is owned and occupied by an individual who bought it in May 2018.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	518 EMERSON DR, ROCKWALL, TX 75087-0147
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2020	Deed of Trust, Mortgage TEXASLENDING.COM
May 31, 2018	Grant Deed, Subdivision Related Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2018 · Amount on File
Deed Sale	May 31, 2018 · Amount on File
Deed Document Number	20189464
Prior Transfer Date	May 22, 2018
Prior Transfer Doc	0000009464
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	518 EMERSON DR, ROCKWALL, TX 75087-0147
Document Number	0000001890
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 EMERSON DR ROCKWALL TX 750870147, ROCKWALL, TX 75087-0147

Mortgage

Document Number	0000001890
Date	Jan 30, 2020
Instrument	1890

Lender

Name	TEXASLENDING.COM
Address	DALLAS, TX 75244

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2050

May 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ROCKWALL TX
Recording Date	May 31, 2018
Property Address	518 EMERSON DR, ROCKWALL, TX 75087-0147
Document Number	0000009464
Instrument Date	May 22, 2018
Instrument	9464
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 22, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 EMERSON DR ROCKWALL TX 750870147, ROCKWALL, TX 75087-0147

Mortgage

Document Number	9465
Date	May 31, 2018
Instrument	9465

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 518 Emerson Dr was $8,515 with a homeowner's exemption, up 1.6% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$641,572 (+0.98%) Land $133,860 Building $507,712	$641,572 (-5.28%) Land $133,860 Building $507,712
2025	$8,515.00 (+1.64%) Homeowner's exemption	$635,361	$677,355 Land $133,860 Building $543,495
2024	$8,378.00 (+16.36%)
2023	$7,200.00 Homeowner's exemption	$682,314 Land $160,000 Building $522,314	$682,314 Land $160,000 Building $522,314
2021	$8,086.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 518 Emerson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 518 Emerson Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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