518 Elm St, Rosenberg, TX 77471 Property Records

Fort Bend County property record for 518 Elm St, Rosenberg, TX 77471

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,525 sqft · built 2005
Lot Size	0.197 acres (8,575 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Jul 2008)
Tax Bill	$5,238 (2025)
Deeds & Mortgages	Feb 2022 Mortgage May 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R10228`

Property Details

APN / Parcel Number

Primary APN	`R10228`
Alternative APN	`7610-04-000-0040-901`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,525 sqft Living Area
1st Floor Area	1,525 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,575 sqft (0.197 acres)
Lot Dimensions	175 ft deep x 49 ft wide
View / Lot	Interior
Porch	Open Porch
Porch Area	376 sqft
Storage Building	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	518 ELM ST
City	ROSENBERG
State	TX
Zip	77471-2332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE TERRACE SEC 4, LOT D (TRACT 8), ACRES .1969
Legal Subdivision	RIVERSIDE TERRACE SEC 4
Legal Tract	8
Legal Block	3
Legal Lot Number	D
Jurisdiction	FORT BEND TX
Township / Civil Division	ROSENBERG-RICHMOND
Census Block Group	3
Census Block	3002
Census Tract	675300

Owner

Source: Fort Bend County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	214 LAUREL GATE TER, HOUSTON, TX 77094-1266
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 28, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 1, 2019	Trustee's Deed, Construction Loan · Construction Mortgage SPIRIT OF TX BK SSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2008 · Amount on Record
Deed Sale	Jul 28, 2008 · Amount on Record
Prior Sale	Jul 24, 2008
Deed Document Number	200881599
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	518 ELM ST, ROSENBERG, TX 77471-2332
Transaction Type	Mortgage
Record Updated	Jun 11, 2026
Title Company	CHARTER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026565
Date	Feb 25, 2022
Instrument	2022026565

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORT BEND TX
Recording Date	May 28, 2026
Property Address	518 ELM ST, ROSENBERG, TX 77471-2332
Document Number	0000054206
Instrument Date	May 28, 2026
Instrument	202654206
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 LAUREL GATE TER, HOUSTON, TX 77094-1266

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FORT BEND TX
Recording Date	Aug 1, 2019
Property Address	518 ELM ST, ROSENBERG, TX 77471-2332
Instrument Date	Jul 29, 2019
Instrument	84922
Transaction Type	Construction Loan
Record Updated	Aug 20, 2019
Title Company	CHARTER TITLE CORPORATION, CHARTER TITLE CORP.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 LAUREL GATE TER HOUSTON TX 770941266, HOUSTON, TX 77094-1266

Mortgage

Document Number	0000084922
Date	Aug 1, 2019
Instrument	84922

Lender

Name	SPIRIT OF TX BK SSB
Type	Bank
Address	COLLEGE STATION, TX 77840

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Municipality	Rosenberg City
Unified School District	Lamar Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,238.00 (-1%)	$280,319 (+0.07%) Land $44,590 Building $235,729	$280,319 (+0.07%) Land $44,590 Building $235,729
2024	$5,291.00 (-4.17%)	$280,131 (-2.06%) Land $44,590 Building $235,541	$280,131 (-2.06%) Land $44,590 Building $235,541
2023	$5,521.00 (+216.39%)	$286,014 Land $43,512 Building $242,502	$286,014 Land $43,512 Building $242,502
2018	$1,745.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · Hurricane Ike

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROSENBERG serves 43,158 people · EPA ID TX0790003
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Skynet Fixed Wireless	100 / 50

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