518 Echo Ct, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 518 Echo Ct, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,466 sqft · built 1954
Lot Size	0.205 acres (8,925 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Sep 2017)
Tax Bill	$1,514 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`0154-331-32-0000`

Property Details

APN / Parcel Number

Primary APN	`0154-331-32-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,466 sqft Living Area
Gross Area	1,862 sqft
1st Floor Area	1,466 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,925 sqft (0.205 acres)
Lot Dimensions	105 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	252 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	518 ECHO CT
City	SAN BERNARDINO
State	CA
Zip	92404-1715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4150 LOT 17
Legal Tract	4150
Legal Block	1
Legal Lot Number	17
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1011
Census Tract	5101

Owner

518 Echo Ct is owned and occupied by two individuals who bought it in September 2017.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	518 ECHO CT, SAN BERNARDINO, CA 92404-1715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2019	Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Nov 10, 2018	Deed of Trust, Mortgage · VA Mortgage WHOLESALE CAP
Sep 8, 2017	Grant Deed, Transfer · VA Mortgage WHOLESALE CAPITAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2017 · Amount on File
Deed Sale	Sep 8, 2017 · Amount on File
Deed Document Number	2017372873
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	518 ECHO CT, SAN BERNARDINO, CA 92404-1715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000288407
Date	Aug 21, 2019
Instrument	2019-0288407

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	518 ECHO CT, SAN BERNARDINO, CA 92404-1715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 ECHO CT, SAN BERNARDINO, CA 92404-1715

Mortgage

Document Number	0000013838
Date	Jan 11, 2021
Instrument	2021-0013838

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Aug 1, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	518 ECHO CT, SAN BERNARDINO, CA 92404-1715
Document Number	0000432381
Instrument Date	Nov 10, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018
Title Company	CHICAGO TITLE-INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	518 ECHO CT SAN BERNARDINO CA 924041715, SAN BERNARDINO, CA 92404-1715

Mortgage

Document Number	0000432381
Date	Nov 16, 2018
Instrument	432381

Lender

Name	WHOLESALE CAP
Type	Funding / Finance Company
Address	MORENO VALLEY, CA 92553

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2048

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 8, 2017
Property Address	518 ECHO CT, SAN BERNARDINO, CA 92404-1715
Document Number	0000372873
Map Reference	MAP53 PG5
Instrument Date	Jul 11, 2017
Instrument	2017-0372873
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	518 ECHO CT, SAN BERNARDINO, CA 92404-1715

Mortgage

Document Number	0000372874
Date	Sep 8, 2017
Instrument	2017-0372874

Lender

Name	WHOLESALE CAPITAL CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 518 Echo Ct was $1,514 with a veteran's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$377,189 (+2%) Land $116,058 Building $261,131
2025	$1,514.00 Disabled Person's exemption	$369,793 Land $113,782 Building $256,011
2023	$1,581.00 (-8.67%) Disabled Person's exemption	$355,434 Land $109,364 Building $246,070
2022	$1,731.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 518 Echo Ct in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 518 Echo Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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