518 E Washington St, O Fallon, IL 62269 Property Records

St. Clair County property record for 518 E Washington St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 728 sqft · built 1913
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$118,000 (Feb 2024)
Tax Bill	$2,584 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Mar 2021 Transfer + 2 more
APN	`04-29-0-125-019`

Property Details

APN / Parcel Number

Primary APN	`04-29-0-125-019`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	728 sqft Living Area
Basement Area	728 sqft
Unfinished Basement	728 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	312 sqft
Deck Area	48 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	518 E WASHINGTON ST
City	O FALLON
State	IL
Zip	62269-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENNS 3RD ADD TO O FALLON LOT/SEC-156 A02805740
Legal Subdivision	PENNS 3RD ADD
Legal Block	125
Legal Lot Number	156
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2028
Census Tract	504351

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	518 E WASHINGTON ST, O FALLON, IL 62269-1507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK
Mar 4, 2021	Quit Claim Deed, Transfer Quitclaim
Jan 29, 2020	Warranty Deed, Transfer · Conventional Mortgage US BK
Oct 4, 2018	Quit Claim Deed, Mortgage · Line of Credit FIRST FSB/MASCOUTAH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2024 · Amount on Record
Deed Sale	Feb 20, 2024 · Amount on Record
Prior Sale	Jan 29, 2020 · Amount on Record
Deed Document Number	20242805740
Prior Transfer Date	Feb 17, 2021
Prior Transfer Doc	00A2690024
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 20, 2024
Property Address	518 E WASHINGTON ST, O FALLON, IL 62269-1507
Document Number	0A02805740
Map Reference	MB K PG 54
Instrument Date	Feb 14, 2024
Instrument	A02805740
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$118.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1151 BOULDER CREEK DR APT 106, 106, O FALLON, IL 62269-0079

Mortgage

Document Number	0A02805741
Date	Feb 20, 2024
Instrument	A02805741

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.37%

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 4, 2021
Property Address	518 E WASHINGTON ST, O FALLON, IL 62269-1507
Document Number	0A02690024
Map Reference	MB K PG 54
Instrument Date	Feb 17, 2021
Instrument	A02690024
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	152 JACKST BBEARD, O FALLON, IL 62269

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 JACKS BND, O FALLON, IL 62269-6336
Investor	Possibly a Property Investor

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jan 29, 2020
Property Address	518 E WASHINGTON ST, O FALLON, IL 62269-1507
Document Number	00A2640682
Instrument Date	Jan 28, 2020
Instrument	2640682
Transaction Type	Transfer
Record Updated	Feb 10, 2020
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$117.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1036 PEBBLE BEACH DR CASEYVILLE IL 622322834, CASEYVILLE, IL 62232-2834

Mortgage

Document Number	A2640683
Date	Jan 29, 2020
Instrument	2640683

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

Interest

Rate	4.99%

October 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 4, 2018
Property Address	518 E WASHINGTON ST, O FALLON, IL 62269-1507
Document Number	00A2592373
Instrument Date	Sep 15, 2018
Instrument	2592373
Transaction Type	Mortgage
Record Updated	Oct 23, 2018
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 BELT AVE O FALLON IL 622691706, O FALLON, IL 62269-1706

Mortgage

Document Number	A2592374
Date	Oct 4, 2018
Instrument	2592374

Lender

Name	FIRST FSB/MASCOUTAH
Type	Federal Savings Bank
Address	MASCOUTAH, IL 62258

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,584.00 (+8.43%)	$35,849 (+9.62%) Land $4,763 Building $31,086	$107,547 (+9.62%) Land $14,289 Building $93,258
2024	$2,383.00	$32,703 (+22.55%) Land $4,345 Building $28,358	$98,109 (+22.55%) Land $13,035 Building $85,074
2022		$26,685 Land $3,545 Building $23,140	$80,055 Land $10,635 Building $69,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon, Wisper ISP.

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