Kenton County property record for 518 E Southern Ave, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,888 sqft |
| Lot Size | 0.286 acres (12,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,166 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Jun 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-34-01-014.00 |
| Primary APN | 056-34-01-014.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,888 sqft Finished Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Stone |
| Lot Area | 12,500 sqft (0.286 acres) |
| Lot Dimensions | 250 ft deep x 50 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 0563401014.00 |
|---|---|
| Street Address | 518 E SOUTHERN AVE |
| City | COVINGTON |
| State | KY |
| Zip | 41015-1532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DINMORE PARK LOTS 88-88A 50'X 250' NS SOUTHERN AVE |
| Legal Subdivision | DINMORE PARK-LATONIA |
| Legal Lot Number | 88A,88 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 61200 |
Source: Kenton County records · APN 056-34-01-014.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 601 S WOODLAND ST, ORANGE, CA 92869-5224 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 11, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 28, 2021 |
| Deed Sale | Apr 28, 2021 |
| Prior Sale | Dec 11, 2009 · Amount on Record |
| Deed Document Number | 0000087197 |
| Deed Book / Page | KC 25 / 729 |
| Prior Transfer Date | Jun 11, 2020 |
| Prior Transfer Doc | 20061105900253 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 28, 2021 |
| Property Address | 518 E SOUTHERN AVE, COVINGTON, KY 41015-1532 |
| Document Number | 0005900178 |
| Book / Page | 87 / 197 |
| Map Reference | MB 172 PG 640 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 21042805900178 |
| Transaction Type | Transfer |
| Record Updated | Jan 05, 2024 |
| Title Company | 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 FAIRFIELD AVE, BELLEVUE, KY 41073-1148 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 601 S WOODLAND ST, ORANGE, CA 92869-5224 |
| Document Number | 0005900179 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 208/875 |
| Instrument | 21042805900179 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | May 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 11, 2020 |
| Property Address | 518 E SOUTHERN AVE, COVINGTON, KY 41015-1532 |
| Document Number | 0000000253 |
| Book / Page | 000025 / 000729 |
| Instrument Date | Jun 05, 2020 |
| Instrument | 253 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $35.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 45 FAIRFIELD AVE #200 BELLEVUE KY 410731148, 200, BELLEVUE, KY 41073-1148 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,166.00 (-0.53%) | $239,000 (-) Land $10,000 Building $229,000 | $239,000 (-) Land $10,000 Building $229,000 |
| 2023 | $3,183.00 | $239,000 Land $10,000 Building $229,000 | $239,000 Land $10,000 Building $229,000 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 22 (1993–2025) |
| Claims Outside the SFHA | 4 of 22 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Ritte's East Historic District listed 2014 · 628 contributing resources · NRIS 14000459 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 756 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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