518 E South Ave, Independence, MO 64050 Property Records

Jackson County property record for 518 E South Ave, Independence, MO 64050

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,334 sqft · built 1930
Lot Size	0.326 acres (14,177 sqft)
Owner	Individual Name on Record
Tax Bill	$1,562 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`26-510-10-10`

Property Details

APN / Parcel Number

Primary APN	`26-510-10-10`
Alternative APNs	`26-510-10-10-00-0-00-000` `26510101000000001` `780837`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,334 sqft Living Area
1st Floor Area	1,112 sqft
Basement Area	1,112 sqft
Finished Basement	278 sqft
Unfinished Basement	834 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Cape Cod
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,177 sqft (0.326 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	284 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	780837
Street Address	518 E SOUTH AVE
City	INDEPENDENCE
State	MO
Zip	64050-4549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDEN PARK LOTS 377 & 378
Legal Subdivision	EDEN PARK
Legal Block	2
Legal Lot Number	378
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2004
Census Tract	11501

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	518 E SOUTH AVE, INDEPENDENCE, MO 64050-4549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 1, 2022	Deed, Transfer SECURITY FIRST TITLE, SECURITY 1ST TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2022
Deed Sale	Aug 1, 2022
Deed Document Number	202271984
Prior Transfer Date	Aug 31, 2005
Prior Transfer Doc	0000I80165
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	518 E SOUTH AVE, INDEPENDENCE, MO 64050-4549
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3155 MONTROSE AVE 321, 321, LA CRESCENTA, CA 91214-3647

Mortgage

Document Number	00E0081308
Date	Oct 31, 2025
Instrument	2025E0081308

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 29, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	JACKSON MO
Recording Date	Aug 1, 2022
Property Address	518 E SOUTH AVE, INDEPENDENCE, MO 64050-4549
Document Number	00E0071984
Instrument Date	Jul 28, 2022
Instrument	2022E0071984
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 E SOUTH AVE, INDEPENDENCE, MO 64050-4549

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,859 (-) Land $3,986 Building $17,873	$115,050 (-)
2025	$1,562.00 (-18.43%)	$21,859 (-20.93%) Land $3,986 Building $17,873	$115,050 (-20.92%)
2024	$1,915.00 (+2.35%)
2023	$1,871.00	$27,644 Land $2,383 Building $25,261	$145,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Wisper ISP.

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