518 E Providence Rd, Palatine, IL 60074 Property Records

Cook County property record for 518 E Providence Rd, Palatine, IL 60074

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,128 sqft · built 1970
Lot Size	0.229 acres (9,982 sqft)
Owner	Individual Name on File
Last Sale	$560,000 (Jun 2026)
Tax Bill	$9,779 (2023)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-14-207-032`

Property Details

APN / Parcel Number

Primary APN	`02-14-207-032`
Alternative APN	`02-14-207-032-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,128 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1971
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Other
Lot Area	9,982 sqft (0.229 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	518 E PROVIDENCE RD
City	PALATINE
State	IL
Zip	60074-3861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(PEBBLE) (CREEK) BEING SUB OF PT SEC 14-42-10
Legal Range	10E
Legal Township	42N
Legal Section	14
Legal Subdivision	PEBBLE CREEK
Legal Lot Number	12
Jurisdiction	COOK IL
Township / Civil Division	PALATINE
Census Block Group	2
Census Block	2009
Census Tract	803605

Owner

518 E Providence Rd is owned by an individual who bought it in June 2026.

Source: Cook County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	518 W WRIGHTWOOD AVE, 3E, CHICAGO, IL 60614-1700
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2026 · Amount on File
Deed Sale	Jun 25, 2026 · Amount on File
Prior Sale	Oct 21, 2016 · Amount on File
Deed Document Number	202617621004
Prior Transfer Date	Nov 12, 1993
Prior Transfer Doc	0000000324
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Jun 25, 2026
Property Address	518 E PROVIDENCE RD, PALATINE, IL 60074-3861
Document Number	0000021004
Instrument Date	Apr 27, 2026
Instrument	202621004
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	CITYWIDE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84,840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	518 W WRIGHTWOOD AVE, 3E, CHICAGO, IL 60614-1700

Mortgage

Document Number	0000021005,
Date	Jun 25, 2026
Instrument	202617621005

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.44%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Palatine Township
Municipality	Palatine Village
Elementary School District	Palatine Community Consolidated School District 15 (PK - 08)
Secondary School District	Township High School District 211 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,000 Land $9,483 Building $39,517	$490,000 Land $94,830 Building $395,170
2023	$9,779.00 (+3.97%)
2022	$9,406.00 Homeowner's exemption Senior Citizen's exemption	$38,999 Land $7,985 Building $31,014	$389,990 Land $79,850 Building $310,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 518 E Providence Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1986–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 518 E Providence Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALATINE serves 70,875 people · EPA ID IL0312340
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Feb 2026
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20