518 E Polo Dr, Saint Louis, MO 63105 Property Records

St. Louis County property record for 518 E Polo Dr, Saint Louis, MO 63105

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,563 sqft · built 1926
Lot Size	0.397 acres (17,293 sqft)
Owner	Individual Name on Record
Last Sale	$10,000 (Jul 2011)
Tax Bill	$12,442 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19K-62-0615`

Property Details

APN / Parcel Number

Primary APN	`19K-62-0615`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,563 sqft Living Area
1st Floor Area	1,247 sqft
Basement Area	65 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 2025
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	17,293 sqft (0.397 acres)
Lot Dimensions	96 ft deep x 85 ft wide
View / Lot	Cul-De-Sac
Garage Type	Detached
Garage Area	380 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	341 sqft
Deck Area	Deck Area
Patio Area	286 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	518 E POLO DR
City	SAINT LOUIS
State	MO
Zip	63105-2628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	14R-2
Legal Description	COUNTRY CLUB PLACE LOT PT 17 E PT & ABND R/W
Legal Subdivision	COUNTRY CLUB PLACE
Legal Lot Number	17
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	1
Census Block	1017
Census Tract	216401

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	518 E POLO DR, SAINT LOUIS, MO 63105-2628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2020	Quit Claim Deed, Transfer STIFEL BK&TR
Jan 2, 2019	Deed of Trust, Mortgage · Line of Credit COMMERCE BK
Apr 28, 2017	Deed of Trust, Mortgage · Line of Credit COMMERCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2011 · Amount on Record
Deed Sale	Jul 13, 2011 · Amount on Record
Prior Sale	Jul 13, 2011 · Amount on Record
Deed Document Number	2011410
Deed Book / Page	19566 / 302
Prior Transfer Date	Jul 7, 2011
Prior Transfer Doc	0000000408
Record Updated	Oct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 7, 2020
Property Address	518 E POLO DR, SAINT LOUIS, MO 63105-2628
Document Number	0243643893
Book / Page	024364 / 003893
Instrument Date	Sep 22, 2020
Instrument	459
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 E POLO DR ST LOUIS MO 631052628, ST LOUIS, MO 63105-2628

Mortgage

Document Number	243643900
Date	Oct 7, 2020
Book Page	024364/003900
Instrument	460

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	518 E POLO DR, SAINT LOUIS, MO 63105-2628
Document Number	0233482988
Instrument Date	Jan 2, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	518 E POLO DR ST LOUIS MO 631052628, ST LOUIS, MO 63105-2628

Mortgage

Document Number	0233482988
Date	Jan 8, 2019
Book Page	023348/002988
Instrument	551

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 7, 2029

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	518 E POLO DR, SAINT LOUIS, MO 63105-2628
Document Number	0225183393
Book / Page	022518 / 003393
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	May 19, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	518 E POLO DR ST LOUIS MO 631052628, ST LOUIS, MO 63105-2628

Mortgage

Document Number	0225183393
Date	May 10, 2017
Book Page	022518/003393
Instrument	730

Lender

Name	COMMERCE BK
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Clayton City
County	St. Louis County
Unified School District	Clayton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,370 (+31.37%) Land $128,570 Building $131,800	$1,370,400 (+31.38%) Land $676,700 Building $693,700
2025	$12,442.00 (-1.28%)	$198,190 (+6.96%) Land $128,570 Building $69,620	$1,043,100 (+6.95%) Land $676,700 Building $366,400
2024	$12,603.00 (+0.11%)
2023	$12,589.00 (+0.07%)	$185,300 (+5.55%) Land $128,570 Building $56,730	$975,300 (+5.55%) Land $676,700 Building $298,600
2022	$12,580.00	$175,560 Land $144,650 Building $30,910
2021			$924,000 Land $761,300 Building $162,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

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