518 E Mill St, Knoxville, IL 61448 Property Records

Knox County property record for 518 E Mill St, Knoxville, IL 61448

Property Summary

Property Type	Single Family Home
Details	1 bd · 632 sqft · built 1900
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$116,000 (Dec 2025)
Tax Bill	$2,466 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-28-453-007`

Property Details

APN / Parcel Number

Primary APN	`10-28-453-007`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	632 sqft Base Area
1st Floor Area	632 sqft
Basement Area	572 sqft
Unfinished Basement	572 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	10,890 sqft (0.25 acres)
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	518 E MILL ST
City	KNOXVILLE
State	IL
Zip	61448-1430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S D S 50 A W 1/2 SE S28 T11 R2 N 165 FT OF W 66 FT OF E 168.6FT LOT 12
Legal Range	02
Legal Township	11
Legal Section	28
Legal Lot Number	12
Jurisdiction	KNOX IL
Township / Civil Division	KNOX
Census Block Group	1
Census Block	1048
Census Tract	1300

Owner

518 E Mill St is owned and occupied by an individual who bought it in December 2025.

Source: Knox County records, as of June 18, 2026

Owner of Record	Individual Name on File
Mailing Address	518 E MILL ST, KNOXVILLE, IL 61448-1430
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Oct 29, 2021	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2025 · Amount on File
Deed Sale	Dec 18, 2025 · Amount on File
Prior Sale	Oct 29, 2021 · Amount on File
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX IL
Recording Date	Dec 18, 2025
Property Address	518 E MILL ST, KNOXVILLE, IL 61448-1430
Document Number	0001103143
Instrument Date	Dec 17, 2025
Instrument	1103143
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 E MILL ST, KNOXVILLE, IL 61448-1430

Mortgage

Document Number	0001103144
Date	Dec 18, 2025
Instrument	1103144

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.13%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX IL
Recording Date	Oct 29, 2021
Property Address	518 E MILL ST, KNOXVILLE, IL 61448-1430
Document Number	0001075500
Instrument Date	Oct 28, 2021
Instrument	1075500
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	518 E MILL ST, KNOXVILLE, IL 61448-1430

Mortgage

Document Number	0001075501
Date	Oct 29, 2021
Instrument	1075501

Lender

Name	GERSHMAN INVESTMENT CORP

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 518 E Mill St was $2,466 with a homeowner's exemption, up 1% from the year before.

Source: Knox County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Knox County
County Subdivision	Knox Township
Municipality	Knoxville City
Unified School District	Knoxville Community Unit School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,466.00 (+10.04%) Homeowner's exemption	$35,000 (+3.55%) Land $2,780 Building $32,220	$105,000 (+3.55%) Land $8,340 Building $96,660
2024	$2,241.00	$33,800 Land $2,680 Building $31,120	$101,400 Land $8,040 Building $93,360
2022	$1,850.00	$28,590 Land $2,270 Building $26,320	$85,770 Land $6,810 Building $78,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 518 E Mill St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 518 E Mill St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KNOXVILLE serves 3,120 people · EPA ID IL0950300
Water Source	Purchased groundwater from GALESBURG
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Mid Century Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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