518 E Harrison St, Holstein, IA 51025 Property Records

Ida County property record for 518 E Harrison St, Holstein, IA 51025

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,515 sqft · built 1952
Lot Size	0.482 acres (21,000 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (May 2026)
Tax Bill	$1,910 (2025)
Deeds & Mortgages	Jun 2014 Mortgage Aug 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`15150506`

Property Details

APN / Parcel Number

Primary APN	`15150506`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,515 sqft Living Area
1st Floor Area	780 sqft
Attic	Attic
Attic Area	273 sqft
Basement Area	780 sqft
Finished Basement	400 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,000 sqft (0.482 acres)
Patio Area	226 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	518 E HARRISON ST
City	HOLSTEIN
State	IA
Zip	51025-5102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 5 EHRP'S ADDN
Legal Subdivision	PETER EHRPS FIRST ADDITION
Legal Block	5
Legal Lot Number	6
Jurisdiction	IDA IA
Township / Civil Division	GRIGGS
Census Block Group	2
Census Block	2049
Census Tract	90100

Owner

Source: Ida County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	518 E HARRISON ST, HOLSTEIN, IA 51025-5102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2014	Deed of Trust, Mortgage · Conventional Mortgage CHEROKEE STATE BANK
Aug 25, 2025	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK
May 7, 2026	Warranty Deed, Transfer · FHA Mortgage LOWER LLC
May 7, 2026	Warranty Deed, Transfer · FHA Mortgage LOWER LLC
Jan 19, 2016	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK
Jul 10, 2012	Warranty Deed, Transfer · Conventional Mortgage CHEROKEE STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2026 · Amount on Record
Deed Sale	May 7, 2026 · Amount on Record
Prior Sale	Jan 19, 2016 · Amount on Record
Deed Document Number	2026479
Record Updated	Oct 29, 2026

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IDA IA
Property Address	518 E HARRISON ST, HOLSTEIN, IA 51025-5102
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000140405
Date	Jun 11, 2014
Instrument	14 0405

Lender

Name	CHEROKEE STATE BANK
Type	Non-Lending Institution
Address	CHEROKEE, IA 51012

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2034

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IDA IA
Property Address	518 E HARRISON ST, HOLSTEIN, IA 51025-5102
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 E HARRISON ST, HOLSTEIN, IA 51025-5102

Mortgage

Document Number	0020250904
Date	Aug 25, 2025
Instrument	2025-0904

Lender

Name	CENTRAL BANK
Type	Bank
Address	SPIRIT LAKE, IA 51360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Jul 30, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IDA IA
Recording Date	May 7, 2026
Property Address	518 E HARRISON ST, HOLSTEIN, IA 51025-5102
Document Number	0000000479
Instrument Date	Apr 12, 2026
Instrument	2026.479
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$20,119.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 E HARRISON ST, HOLSTEIN, IA 51025-5102

Mortgage

Document Number	0000000480,
Date	May 7, 2026
Instrument	2026..480

Lender

Name	LOWER LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

Mortgage

Document Number	0000000481,
Date	May 7, 2026
Instrument	2026.481

Lender

Name	LOWER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	May 1, 2036

Interest

Rate	6.38%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IDA IA
Recording Date	May 7, 2026
Property Address	518 E HARRISON ST, HOLSTEIN, IA 51025-5102
Document Number	0020260479
Instrument Date	Apr 12, 2026
Instrument	2026479
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$20,119.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 E HARRISON ST, HOLSTEIN, IA 51025-5102

Mortgage

Document Number	0000000480,
Date	May 7, 2026
Instrument	2026480

Lender

Name	LOWER LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.87%
Max Rate	-1%

Mortgage

Document Number	0000000481,
Date	May 7, 2026
Instrument	2026481

Lender

Name	LOWER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2036

Interest

Max Rate	-1%

January 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IDA IA
Recording Date	Jan 19, 2016
Property Address	518 E HARRISON ST, HOLSTEIN, IA 51025-5102
Document Number	0000160021
Instrument Date	Jan 13, 2016
Instrument	16 0021
Transaction Type	Transfer
Record Updated	Jun 26, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$77.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 E HARRISON ST, HOLSTEIN, IA 51025-5102
Investor	Possibly a Property Investor

Mortgage

Document Number	0000160022
Date	Jan 19, 2016
Instrument	160022

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2046

July 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IDA IA
Recording Date	Jul 10, 2012
Property Address	518 E HARRISON ST, HOLSTEIN, IA 51025-5102
Document Number	0000120869
Instrument Date	Jun 27, 2012
Instrument	12 0869
Transaction Type	Transfer
Record Updated	Jun 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 E HARRISON ST, HOLSTEIN, IA 51025-5102

Mortgage

Document Number	0000120870
Date	Jul 10, 2012
Instrument	12 0870

Lender

Name	CHEROKEE STATE BANK
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 1, 2017

Tax Assessment & Valuation

Source: Ida County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Ida County
Municipality	Holstein City
Unified School District	Galva-Holstein Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,910.00	$119,130 (+2.25%) Land $18,380 Building $100,750	$119,130 (+2.25%) Land $18,380 Building $100,750
2024	$1,910.00 (+3.13%)
2023		$116,510 (+11.99%) Land $18,380 Building $98,130	$116,510 (+11.99%) Land $18,380 Building $98,130
2022	$1,852.00	$104,040 Land $18,380 Building $85,660
2021			$104,040 Land $18,380 Building $85,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOLSTEIN serves 1,511 people · EPA ID IA4721054
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable	1,500 / 50
Evertek Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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