Santa Cruz County property record for 518 E Beach St, Watsonville, CA 95076 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,441 sqft · built 1948 |
| Lot Size | 0.194 acres (8,451 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $183,000 (Oct 2021) |
| Tax Bill | $5,006 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Oct 2021 Transfer + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 017-151-05 |
| Primary APN | 017-151-05 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,441 sqft Living Area |
| Gross Area | 1,841 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 8,451 sqft (0.194 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 518 E BEACH ST |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-4404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HALL 55 |
| Legal Lot Number | 32 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 110102 |
Source: Santa Cruz County records · APN 017-151-05
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 518 E BEACH ST, WATSONVILLE, CA 95076-4404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 04, 2021 | Grant Deed, Transfer · Conventional Mortgage BAY FCU |
| Oct 04, 2021 | Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Nov 01, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage OLD REPUBLIC TITLE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 04, 2021 · Amount on Record |
| Deed Sale | Oct 04, 2021 · Amount on Record |
| Prior Sale | Dec 21, 1999 · Amount on Record |
| Deed Document Number | 202150228 |
| Prior Transfer Date | Sep 28, 2021 |
| Prior Transfer Doc | 0000050227 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 04, 2021 |
| Property Address | 518 E BEACH ST, WATSONVILLE, CA 95076-4404 |
| Document Number | 0000050228 |
| Map Reference | MB 27 PG 18 |
| Instrument Date | Sep 28, 2021 |
| Instrument | 2021-0050228 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 518 E BEACH ST, WATSONVILLE, CA 95076-4404 |
| Document Number | 0000050229 |
|---|---|
| Date | Oct 04, 2021 |
| Instrument | 2021-0050229 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 04, 2021 |
| Property Address | 518 E BEACH ST, WATSONVILLE, CA 95076-4404 |
| Document Number | 0000050227 |
| Map Reference | MB 27 PG 18 |
| Instrument Date | Sep 28, 2021 |
| Instrument | 2021-0050227 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 518 E BEACH ST, WATSONVILLE, CA 95076-4404 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 01, 2018 |
| Property Address | 518 E BEACH ST, WATSONVILLE, CA 95076-4404 |
| Document Number | 0000032952 |
| Map Reference | MB 27 PG 18 |
| Instrument Date | Oct 24, 2018 |
| Instrument | 2018-0032952 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 518 E BEACH ST, WATSONVILLE, CA 95076-4404 |
| Document Number | 0000032953 |
|---|---|
| Date | Nov 01, 2018 |
| Instrument | 2018-0032953 |
| Type | Credit Union |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2048 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $376,256 (+2%) Land $188,128 Building $188,128 | ||
| 2025 | $5,006.00 (+13.39%) Homeowner's exemption | $368,880 (+4.04%) Land $184,440 Building $184,440 | |
| 2023 | $4,415.00 (+1.96%) Homeowner's exemption | $354,556 Land $177,278 Building $177,278 | $584,280 |
| 2022 | $4,330.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871101022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Flood Insurance Cost | Premium on Record median of 115 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 115 in force 87 of 115 on primary residences |
| Nearby Flood Claims | 19 (2022–2023) |
| Most Recent Claim | Mar 2023, tidal / storm surge, Severe Winter Storms And Mudslides |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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