518 E Bayview Ave, Ocean Gate, NJ 08740 Property Records

Ocean County and Ocean Gate Borough property record for 518 E Bayview Ave, Ocean Gate, NJ 08740

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,068 sqft · built 1950
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Apr 2025)
Tax Bill	$6,335 (2025)
Deeds & Mortgages	Jun 2023 Sale Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`22-00065-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`22-00065-0000-00003`
Alternative APNs	`2200065000003196` `220006500003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	1,068 sqft Living Area
Gross Area	1,772 sqft
1st Floor Area	1,068 sqft
Basement Area	704 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Porch	Enclosed Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	2200065000003196
Street Address	518 E BAYVIEW AVE
City	OCEAN GATE
State	NJ
Zip	08740-1314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	60X100
Legal Subdivision	OCEAN GATE SEC 02
Legal Block	65
Legal Lot Number	3
Jurisdiction	OCEAN NJ
Township / Civil Division	OCEAN GATE
Census Block Group	1
Census Block	1025
Census Tract	729000

Owner

Source: Ocean County and Ocean Gate Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	518 E BAYVIEW AVE, OCEAN GATE, NJ 08740-1314
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Deed, Transfer WATSON ABSTRACT STLMT SVCS
Jan 5, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage UNITY BANK
Jul 11, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2025 · Amount on Record
Deed Sale	Apr 9, 2025 · Amount on Record
Prior Sale	Jun 6, 2023 · Amount on Record
Deed Document Number	202526574
Deed Book / Page	19978 / 1017
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Jun 6, 2023
Property Address	518 E BAYVIEW AVE, OCEAN GATE, NJ 08740-1314
Document Number	0193971322
Book / Page	19397 / 1322
Instrument Date	May 31, 2023
Instrument	2023042123
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	WATSON ABSTRACT STLMT SVCS

Transaction

Amount	Amount Recorded
Tax	$935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1188, OCEAN GATE, NJ 08740-1188

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 LONDONBERRY DR, HOLMDEL, NJ 07733-3103

January 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	OCEAN NJ
Recording Date	Jan 5, 2023
Property Address	518 E BAYVIEW AVE, OCEAN GATE, NJ 08740-1314
Document Number	0192681207
Book / Page	19268 / 1207
Instrument Date	Dec 21, 2022
Instrument	2023001003
Transaction Type	Transfer
Record Updated	Jan 20, 2023
Title Company	FIT AGCY LLC, FIT AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	518 E BAYVIEW AVE, OCEAN GATE, NJ 08740-1314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1188, OCEAN GATE, NJ 08740-1188

Mortgage

Document Number	2023001004
Date	Jan 5, 2023
Instrument	2023001004

Lender

Name	UNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2038

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	518 E BAYVIEW AVE, OCEAN GATE, NJ 08740-1314
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 E BAYVIEW AVE, OCEAN GATE, NJ 08740-1314

Mortgage

Document Number	0190950568
Date	Jul 11, 2022
Book Page	19095/568
Instrument	2022077491

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Aug 1, 2046

Tax Assessment & Valuation

Source: Ocean County and Ocean Gate Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Ocean Gate Borough
Secondary School District	Central Regional School District (07 - 12)
Elementary School District	Ocean Gate Borough School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$496,200 (+42.63%) Land $175,800 Building $320,400	$496,200 (+42.63%) Land $175,800 Building $320,400
2025	$6,335.00 (+10.77%)	$347,900 (+80.35%) Land $175,800 Building $172,100	$347,900 (+80.35%) Land $175,800 Building $172,100
2024	$5,719.00 (+6.62%)
2023		$192,900 Land $70,000 Building $122,900	$192,900 Land $70,000 Building $122,900
2022	$5,364.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 206 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force
Nearby Flood Claims	338 (1979–2026)
Claims Outside the SFHA	25 of 338
Most Recent Claim	Feb 2026 · other causes
Claims by Event	Hurricane Sandy, Nov 2012 · 261 claims Hurricane Irene, Aug 2011 · 5 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN GATE WATER DEPT serves 3,200 people · EPA ID NJ1521001
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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