518 E 12th St, Wilmington, DE 19801 Property Records

New Castle County property record for 518 E 12th St, Wilmington, DE 19801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1900
Lot Size	0.02 acres (871 sqft)
Owner	Company Name on Record
Last Sale	$49,900 (Feb 1991)
Deeds & Mortgages	Jun 2026 Sale Apr 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-036.10-282`

Property Details

APN / Parcel Number

Primary APN	`26-036.10-282`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	864 sqft Living Area
1st Floor Area	474 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1983
Architectural Style	Row Home
Exterior Material	Brick
Roof Type	Flat
Roof Material	Wood
Lot Area	871 sqft (0.02 acres)
Lot Dimensions	68 ft deep x 14 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	518 E 12TH ST
City	WILMINGTON
State	DE
Zip	19801-4004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	26R-3
Legal Subdivision	WILMINGTON
Legal Block	979
Legal Lot Number	12
Jurisdiction	NEW CASTLE DE
Township / Civil Division	WILMINGTON
Census Block Group	2
Census Block	2000
Census Tract	900

Owner

Source: New Castle County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	45 OAK RIDGE WAY, SMYRNA, DE 19977-5208
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Apr 13, 2026	Deed of Trust, Mortgage · Line of Credit WILMINGTON SAVINGS FUND SOCIETY
Jun 7, 2021	Deed of Trust, Mortgage · Line of Credit WILMINGTON SAVINGS FUND SOCIETY FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 1991 · Amount on Record
Deed Sale	Feb 15, 1991 · Amount on Record
Deed Book / Page	1141 / 90
Last Transfer Date	Apr 28, 2026
Transfer Doc	0000045381
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Jun 18, 2026
Property Address	518 E 12TH ST, WILMINGTON, DE 19801-4004
Document Number	0000045381
Instrument Date	Apr 28, 2026
Instrument	202645381
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Recording Date	Apr 13, 2026
Property Address	518 E 12TH ST, WILMINGTON, DE 19801-4004
Document Number	0000025800
Instrument Date	Apr 3, 2026
Instrument	202625800
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025800,
Date	Apr 13, 2026
Instrument	202625800

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	518 E 12TH ST, WILMINGTON, DE 19801-4004
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 OAK RIDGE WAY, SMYRNA, DE 19977-5208

Mortgage

Document Number	0000066270
Date	Jun 7, 2021
Instrument	20210607-0066270

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank
Address	STATE COLLEGE, PA 16801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Municipality	Wilmington City
Unified School District	Christina School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$108,500 (+4%) Land $29,500 Building $79,000
2024		$86,580
2023	$21,700 (-) Land $1,600 Building $20,100
2022	$21,700 Land $1,600 Building $20,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 95% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMINGTON WATER DEPARTMENT serves 107,976 people · EPA ID DE0000663
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,071 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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