Madison County property record for 518 Daniel Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Sep 2024) |
| Tax Bill | $2,121 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 052A-0000-0007 |
| Primary APN | 052A-0000-0007 |
|---|---|
| Alternative APNs |
|
| Account Number | 53823 |
|---|---|
| Street Address | 518 DANIEL DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOONE VILLAGE LOT 16 SEC 2 |
| Legal Subdivision | BOONE VILL |
| Legal Lot Number | 16 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BOONESBOROUGH-WHITE HALL |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10104 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 518 DANIEL DR, RICHMOND, KY 40475-9342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2024 | Deed of Trust, Mortgage · Closed-End Mortgage UNIVERSITY OF KENTUCKY FCU |
| Feb 23, 2022 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2024 · Amount on Record |
| Deed Sale | Sep 12, 2024 · Amount on Record |
| Deed Document Number | 2014221883 |
| Deed Book / Page | D857 / 272 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 518 DANIEL DR, RICHMOND, KY 40475-9342 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0M2279/617 |
|---|---|
| Date | Jan 25, 2024 |
| Book Page | M2279/617 |
| Instrument | 2014187737 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Dec 25, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | 10 Years |
| Index | FHLBNY's 5-Year Index |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 518 DANIEL DR, RICHMOND, KY 40475-9342 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 518 DANIEL DR, RICHMOND, KY 40475-9342 |
| Document Number | 0M2136/134 |
|---|---|
| Date | Feb 23, 2022 |
| Book Page | M2136/134 |
| Instrument | 2014078383 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 245 Months |
| Due | Jul 1, 2042 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,121.00 (+36.66%) Additional exemption filed | $225,000 (+40.63%) | $225,000 (+40.63%) |
| 2023 | $1,552.00 | $160,000 | $160,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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