518 Cone Ave, Merced, CA 95341 Property Records

Merced County property record for 518 Cone Ave, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 943 sqft · built 1930
Lot Size	0.633 acres (27,592 sqft)
Owner	Individual Name on File
Last Sale	$359,000 (Sep 2026)
Tax Bill	$2,227 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Dec 2025 Sale + 1 more
Flood Zone	Zone AO (high risk)
APN	`259-120-004-000`

Property Details

APN / Parcel Number

Primary APN	`259-120-004-000`
Alternative APN	`259-120-004`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	943 sqft Living Area
1st Floor Area	943 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1946
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	27,592 sqft (0.633 acres)
Garage Area	216 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Old Parcel Number	259-120-004
Street Address	518 CONE AVE
City	MERCED
State	CA
Zip	95341-6339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	MER COL POR LOT 143 SEC 31/7/14
Legal Range	14E
Legal Township	7S
Legal Section	31
Legal Subdivision	MER COL
Legal Lot Number	143
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2022
Census Tract	1604

Owner

518 Cone Ave is owned and occupied by an individual who bought it in September 2026.

Source: Merced County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	518 CONE AVE, MERCED, CA 95341-6339
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Grant Deed, Transfer · FHA Mortgage NETX MORTGAGE LLC
Dec 4, 2025	Grant Deed, Transfer
Jun 7, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2026 · Amount on File
Deed Sale	Sep 3, 2026 · Amount on File
Prior Sale	Apr 11, 2025 · Amount on File
Deed Document Number	202623811
Prior Transfer Date	Apr 4, 2025
Prior Transfer Doc	0000010378
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 3, 2026
Property Address	518 CONE AVE, MERCED, CA 95341-6339
Document Number	0000023811
Instrument Date	Aug 29, 2026
Instrument	202623811
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	N TITLE COMPANY, SOCAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39,884.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 CONE AVE, MERCED, CA 95341-6339

Mortgage

Document Number	0000023812,
Date	Sep 3, 2026
Instrument	202623812

Lender

Name	NETX MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Dec 4, 2025
Property Address	518 CONE AVE, MERCED, CA 95341-6339
Document Number	0000034658
Map Reference	MB 4 PG 24
Instrument Date	Dec 2, 2025
Instrument	2025034658
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 W MINNESOTA AVE, TURLOCK, CA 95382-1089

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Jun 7, 2022
Property Address	518 CONE AVE, MERCED, CA 95341-6339
Document Number	0000021912
Map Reference	MB 4 PG 24
Instrument Date	Jun 6, 2022
Instrument	2022021912
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2996 TRINDADE RD, ATWATER, CA 95301-5678

Tax Assessment & Valuation

The 2025 property tax bill for 518 Cone Ave was $2,227, up 295.6% from the year before.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Secondary School District	Merced Union High School District (09 - 12)
Elementary School District	Weaver Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$168,300 (-15.56%) Land $107,100 Building $61,200
2025	$2,227.00 (+295.56%)	$199,315 Land $85,164 Building $114,151
2024	$563.00 (+2.36%)
2023	$550.00 (+0.92%)	$49,635 Land $26,367 Building $23,268
2022	$545.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 518 Cone Ave in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 95 policies
Nearby Flood Policies	95 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Jan 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 518 Cone Ave is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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