518 Clift Dr, Madison, AL 35758 Property Records

Madison County property record for 518 Clift Dr, Madison, AL 35758

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,432 sqft · built 1970
Lot Size0.396 acres (17,250 sqft)
Owner2 Individual Names on Record
Tax Bill$1,022 (2023)
Deeds & MortgagesSep 2020 Mortgage
Mar 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN16-02-09-4-004-051.000

Property Details

APN / Parcel Number

Primary APN16-02-09-4-004-051.000
Alternative APNs
  • 042200
  • 55391

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,432 sqft Living Area
1st Floor Area1,432 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1970
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRetaining Wall
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area17,250 sqft (0.396 acres)
Lot Dimensions150 ft deep x 115 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number55391
Street Address518 CLIFT DR
CityMADISON
StateAL
Zip35758-1214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 BL 7 CLIFT ACRES S/D
Legal SubdivisionCLIFT ACRES S/D
Legal Block7
Legal Lot Number9
JurisdictionMADISON AL
Township / Civil DivisionMADISON
Census Block Group2
Census Block2018
Census Tract11027

Owner

Source: Madison County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address518 CLIFT DR, MADISON, AL 35758-1214
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANCORPSOUTH
Mar 30, 2018Deed of Trust, Mortgage · Line of Credit
BANCORPSOUTH

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 19, 2002
Deed SaleNov 19, 2002
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON AL
Property Address518 CLIFT DR, MADISON, AL 35758-1214
Document Number0000076983
Instrument DateSep 23, 2020
Transaction TypeMortgage
Record UpdatedOct 26, 2020
Title CompanyVALLEY TITLE AND CLOSING SERVICES, VALLEY TITLE & CLOSING SVC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address518 CLIFT DR MADISON AL 357581214, MADISON, AL 35758-1214

Mortgage

Document Number0000076983
DateSep 28, 2020
Instrument76983
Lender
NameBANCORPSOUTH
TypeBank
AddressTUPELO, MS 38803-3356
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 27, 2030

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON AL
Property Address518 CLIFT DR, MADISON, AL 35758-1214
Document Number0000021015
Instrument DateMar 30, 2018
Transaction TypeMortgage
Record UpdatedMay 1, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address518 CLIFT DR MADISON AL 357581214, MADISON, AL 35758-1214

Mortgage

Document Number0000021015
DateApr 9, 2018
Instrument21015
Lender
NameBANCORPSOUTH
TypeBank
AddressTUPELO, MS 38803-4360
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueApr 8, 2023
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMadison County
MunicipalityMadison City
Unified School DistrictMadison City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption$17,880 (+8.89%) Land $4,920 Building $12,960$182,000 (+10.84%) Land $50,000 Building $132,000
2023$1,022.00 (+13.05%) Homeowner's exemption$16,420 (+12.93%) Land $4,000 Building $12,420$164,200 (+13.09%) Land $40,000 Building $124,200
2022$904.00 Homeowner's exemption$14,540 Land $3,260 Building $11,280$145,200 Land $32,500 Building $112,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: Xfinity.

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