518 Chicopee St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 518 Chicopee St, Chicopee, MA 01013

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,248 sqft · built 1880
Lot Size	0.211 acres (9,172 sqft)
Owner	Individual Name on File
Tax Bill	$4,950 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Mar 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`499-00052`

Property Details

APN / Parcel Number

Primary APN	`499-00052`
Alternative APN	`CHIC M:0499 P:00052`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,248 sqft Living Area
Gross Area	4,701 sqft
1st Floor Area	1,359 sqft
Attic	Attic
Attic Area	905 sqft
Basement Area	1,359 sqft
Unfinished Basement	1,359 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,172 sqft (0.211 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	499-00052
Street Address	518 CHICOPEE ST
City	CHICOPEE
State	MA
Zip	01013-2171
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	5
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3000
Census Tract	811101

Owner

518 Chicopee St, a duplex, is owned and occupied by an individual who acquired it in July 2021.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	518 CHICOPEE ST, CHICOPEE, MA 01013-2171
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Mar 4, 2026	Deed of Trust, Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jul 20, 2021	Quit Claim Deed, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC
Apr 30, 2018	Quit Claim Deed, Transfer · FHA Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2021
Deed Sale	Jul 20, 2021
Prior Sale	Apr 30, 2018 · Amount on File
Deed Book / Page	24009 / 542
Prior Transfer Date	Jul 13, 2021
Prior Transfer Doc	024009-542
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	518 CHICOPEE ST, CHICOPEE, MA 01013-2171
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025167-586
Date	Sep 26, 2023
Book Page	25167/586
Instrument	45536

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Oct 1, 2051

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	518 CHICOPEE ST, CHICOPEE, MA 01013-2171
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026240-51
Date	Mar 4, 2026
Book Page	26240/51
Instrument	9302

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2051

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jul 20, 2021
Property Address	518 CHICOPEE ST, CHICOPEE, MA 01013-2171
Document Number	024009-542
Book / Page	24009 / 542
Instrument Date	Jul 13, 2021
Instrument	50330
Transaction Type	Transfer
Record Updated	Jul 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 CHICOPEE ST, CHICOPEE, MA 01013-2171

Mortgage

Document Number	0000050331
Date	Jul 20, 2021
Instrument	50331

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Apr 30, 2018
Property Address	518 CHICOPEE ST, CHICOPEE, MA 01013-2171
Document Number	22153-281
Book / Page	022153 / 000281
Instrument Date	Apr 30, 2018
Instrument	23238
Transaction Type	Transfer
Record Updated	May 18, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,023.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 SPRINGFIELD ST CHICOPEE MA 010132853, CHICOPEE, MA 01013-2853

Mortgage

Document Number	22153-283
Date	Apr 30, 2018
Book Page	022153/000283
Instrument	23239

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 518 Chicopee St was $4,950, up 9.9% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,950.00 (+9.93%)	$324,800 (+9.36%) Land $105,900 Building $218,900	$340,663
2025	$4,503.00 (+5.61%)	$297,000 (+2.8%) Land $96,700 Building $200,300
2024	$4,264.00 (+6.97%)	$288,900 (+9.81%) Land $94,800 Building $194,100
2023	$3,986.00	$263,100 Land $86,100 Building $177,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 518 Chicopee St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jul 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 518 Chicopee St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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