Richland County property record for 518 Chatham Ave, Columbia, SC 29205
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,223 sqft · built 1939 |
| Lot Size | 0.302 acres (13,153 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,500 (Jun 1998) |
| Tax Bill | $4,391 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Oct 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13803-04-20 |
| Primary APN | 13803-04-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,223 sqft Heated Area |
| Gross Area | 2,904 sqft |
| 1st Floor Area | 2,223 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,153 sqft (0.302 acres) |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 471 sqft |
| Patio Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00468103 |
|---|---|
| Street Address | 518 CHATHAM AVE |
| City | COLUMBIA |
| State | SC |
| Zip | 29205-2733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | LOT 78 & PT LOT 79 70X175.1X70X174.9 #SU EASTLAWN #PR E-188 & 189 52-6699 |
| Legal Subdivision | SHANDON |
| Legal Lot Number | 78 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 2500 |
518 Chatham Ave is owned and occupied by two individuals who acquired it in January 2012.
Source: Richland County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 518 CHATHAM AVE, COLUMBIA, SC 29205-2733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Oct 25, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK |
| Sep 29, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 1998 · Amount on File |
| Deed Sale | Jun 1, 1998 · Amount on File |
| Deed Document Number | 199827957 |
| Deed Book / Page | 84 / 738 |
| Last Transfer Date | Jan 5, 2012 |
| Transfer Doc | 0017351880 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 518 CHATHAM AVE, COLUMBIA, SC 29205-2733 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0026151313 |
|---|---|
| Date | May 7, 2021 |
| Book Page | 2615/1313 |
| Instrument | 2021028410 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 163 Months |
| Due | Dec 19, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 518 CHATHAM AVE, COLUMBIA, SC 29205-2733 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 518 CHATHAM AVE, COLUMBIA, SC 29205-2733 |
| Document Number | 0027902439 |
|---|---|
| Date | Oct 25, 2022 |
| Book Page | 2790/2439 |
| Instrument | 2022059525 |
| Name | FIRST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, SC 29072 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 62 Months |
| Due | Dec 12, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 518 CHATHAM AVE, COLUMBIA, SC 29205-2733 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | BOOMERANG TITLE INC, BOMMERANG TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 518 CHATHAM AVE, COLUMBIA, SC 29205-2733 |
| Document Number | 0028691713 |
|---|---|
| Date | Sep 29, 2023 |
| Book Page | 2869/1713 |
| Instrument | 2023042442 |
| Name | FIRST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, SC 29072 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 62 Months |
| Due | Nov 29, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 518 Chatham Ave was $4,391.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,391.00 | $613,900 (+62.71%) | $690,300 (+52.18%) Land $108,000 Building $582,300 |
| 2024 | $377,300 (+2,952.59%) | $453,600 (+46.8%) Land $108,000 Building $345,600 | |
| 2023 | $2,298.00 | $12,360 | $309,000 |
| 2021 | $2,314.00 | $12,360 | $309,000 Land $90,000 Building $219,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 518 Chatham Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 8 (2003–2026) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 518 Chatham Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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