Yankton County property record for 518 Cedar St, Yankton, SD 57078
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,900 sqft · built 1880 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,284 (2025) |
| Deeds & Mortgages | Apr 2008 Mortgage Mar 2006 Foreclosure |
| Flood Zone | Zone X (moderate risk) |
| APN | 78.790.049.010 |
| Primary APN | 78.790.049.010 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,900 sqft Living Area |
| Basement Area | 572 sqft |
| Unfinished Basement | 572 sqft |
| Flooring | Hardwood |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Shed | 1 Shed |
| Shed Area | 1,900 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 518 CEDAR ST |
|---|---|
| City | YANKTON |
| State | SD |
| Zip | 57078-4008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 1 BLK 49 TODDS ADDN |
| Legal Subdivision | TODDS ADDN |
| Legal Block | 49 |
| Legal Lot Number | 1 |
| Jurisdiction | YANKTON SD |
| Township / Civil Division | YANKTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 966100 |
518 Cedar St is owned and occupied by two individuals who acquired it in March 2006.
Source: Yankton County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 518 CEDAR ST, YANKTON, SD 57078-4008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2008 | Deed of Trust, Mortgage · ARM WELLS FARGO FINANCIAL SOUTH DAKOTA INC |
| Mar 24, 2006 | Trustee's Deed, Foreclosure · Loan Assumption WINSTAR MORTGAGE PARTNERS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2006 |
| Deed Sale | Mar 24, 2006 |
| Deed Book / Page | 461 / 552 |
| Prior Transfer Date | Mar 20, 2006 |
| Prior Transfer Doc | 0461000552 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YANKTON SD |
| Property Address | 518 CEDAR ST, YANKTON, SD 57078-4008 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 000477/061 |
|---|---|
| Date | Apr 2, 2008 |
| Book Page | 477/061 |
| Name | WELLS FARGO FINANCIAL SOUTH DAKOTA INC |
|---|---|
| Address | SIOUX FALLS, SD 57105 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Mar 22, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.5% |
| Index | Prime Rate |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | YANKTON SD |
| Recording Date | Mar 24, 2006 |
| Property Address | 518 CEDAR ST, YANKTON, SD 57078-4008 |
| Document Number | 000461/552 |
| Book / Page | 461 / 552 |
| Map Reference | MB G PG1 |
| Instrument Date | Mar 20, 2006 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Title Company | YANKTON TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 518 CEDAR ST, YANKTON, SD 57078-4008 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 518 CEDAR ST, YANKTON, SD 57078-4008 |
| Document Number | 0000461553 |
|---|---|
| Date | Mar 24, 2006 |
| Instrument | 461/553 |
| Name | WINSTAR MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Loan Assumption |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.75% |
| Type Change Date | Apr 1, 2016 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 13.7% |
| Index | 6-Month LIBOR |
| Max Rate | 13.7% |
| Document Number | 000461/555 |
|---|---|
| Date | Mar 24, 2006 |
| Book Page | 461/555 |
| Name | WINSTAR MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Address | MINNEAPOLIS, MN 55441 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2021 |
The 2025 property tax bill for 518 Cedar St was $2,284.
Source: Yankton County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Yankton County |
| Municipality | Yankton City |
| Unified School District | Yankton School District 63-3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $167,400 (-) Land $12,200 Building $155,200 | $167,400 Land $12,200 Building $155,200 | |
| 2025 | $2,284.00 | $167,400 Land $12,200 Building $155,200 | |
| 2023 | $130,700 Land $12,200 Building $118,500 | ||
| 2022 | $1,783.00 | ||
| 2021 | $110,300 Land $10,200 Building $100,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 518 Cedar St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 13, 2025
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 518 Cedar St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YANKTON serves 15,411 people · EPA ID SD4600423 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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