518 Broad St, Maxwell, IA 50161 Property Records

Story County property record for 518 Broad St, Maxwell, IA 50161

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,504 sqft · built 1945
Lot Size	0.264 acres (11,500 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Jan 2023)
Tax Bill	$2,060 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jan 2023 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-27-189-350`

Property Details

APN / Parcel Number

Primary APN	`15-27-189-350`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,504 sqft Living Area
1st Floor Area	970 sqft
Attic	Attic
Attic Area	534 sqft
Basement Area	485 sqft
Unfinished Basement	474 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,500 sqft (0.264 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	50 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	518 BROAD ST
City	MAXWELL
State	IA
Zip	50161-7719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O T W80' LOT 1 BLK 19 & PARCEL L ABAND ALLEY & PARCEL M PT RAILWAY AVE CFN 13-10
Legal Subdivision	ORIGINAL TOWN
Legal Block	19
Legal Lot Number	1
Jurisdiction	STORY IA
Township / Civil Division	INDIAN CREEK
Census Block Group	1
Census Block	1082
Census Tract	10200

Owner

518 Broad St is owned and occupied by an individual who bought it in January 2023.

Source: Story County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	518 BROAD ST, MAXWELL, IA 50161-7719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Jan 10, 2023	Legal Action/Court Order, Foreclosure · Conventional Mortgage VERIDIAN CU
Sep 4, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED STATES OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2023 · Amount on File
Deed Sale	Jan 10, 2023 · Amount on File
Prior Sale	Sep 4, 2019 · Amount on File
Deed Document Number	2023228
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	518 BROAD ST, MAXWELL, IA 50161-7719
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 BROAD ST, MAXWELL, IA 50161-7719

Mortgage

Document Number	0202510668
Date	Dec 17, 2025
Instrument	2025-10668

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 16, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	STORY IA
Recording Date	Jan 10, 2023
Property Address	518 BROAD ST, MAXWELL, IA 50161-7719
Document Number	0202300228
Instrument Date	Jan 10, 2023
Instrument	2023-00228
Transaction Type	Foreclosure
Record Updated	Sep 30, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 BROAD ST, MAXWELL, IA 50161-7719

Mortgage

Document Number	0202300229
Date	Jan 10, 2023
Instrument	2023-00229

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2020
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	12.5%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Sep 4, 2019
Property Address	518 BROAD ST, MAXWELL, IA 50161-7719
Document Number	0201908126
Instrument Date	Aug 29, 2019
Instrument	2019-08126
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 BROAD ST, MAXWELL, IA 50161-7719

Mortgage

Document Number	0201908127
Date	Sep 4, 2019
Instrument	2019-08127

Lender

Name	UNITED STATES OF AMERICA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	397 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 518 Broad St was $2,060 with a homeowner's exemption, up 1% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Maxwell City
Unified School District	Collins-Maxwell Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,060.00 (+0.98%) Homeowner's exemption	$134,500 Land $24,000 Building $110,500	$134,500 Land $24,000 Building $110,500
2024	$2,040.00
2023		$128,600 Land $22,400 Building $106,200	$128,600 Land $22,400 Building $106,200
2022	$2,130.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 518 Broad St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	20 (1991–2026)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Jul 2026 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2013 · 6 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 518 Broad St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAXWELL WATER DEPARTMENT serves 859 people · EPA ID IA8557058
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Huxley Communications Cooperative Fiber	1,000 / 1,000
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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